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Pricing

Credit Repair

Audit and Per Deletion Pricing

  • Upfront Fee - $0 There are no required fees to start our service beyond needing to keep a monitoring account open.
  • Per Deletion/Repair - $25 Each item we successfully remove or repair from any bureau, charged AFTER the item is removed/repaired.
  • Inquries / Per. Info - $10 This includes Inquiries and personal information that are deleted from any bureau AFTER the removal.
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Business Funding

Based on Success

  • Round One - 7.99% Capped at $4,995. This allows you to know the maximum cost you would ever pay to fund your business.
  • Round Two - 5.99% Any additional rounds of funding are discounted for our returning customers.
  • Quick Pay Discount - 10% Pay your invoice within two business days of receipt and get an additional 10% off. This is EASY since you don't get an invoice until you are FUNDED!
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UPSIDE Debt Relief

Based on Amounts Enrolled

  • Enrollment Fee - $497 Rest assured, the only upfront investment you'll make with our UPSIDE Program is your enrollment fee. Beyond this, any charges are solely determined by your specific debt amount.
  • Debt Percentage Fee - 40% With our UPSIDE Program, you'll only pay a 40% fee based on the debt you enroll. This transparent and straightforward structure ensures that you have a clear understanding of your financial commitment.
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Still not sure?

We understand that making financial decisions can be complex. Feel free to book a call with one of our Awesome Nerds, who will gladly answer any questions and provide personalized guidance to help you make the right choice for your financial future.

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Check Out Our Blog

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Credit
February 19, 2025

How to Dispute Credit Report Information

Reviewing your credit report regularly helps ensure accuracy and protects your financial health. If you notice incorrect information, you have the right to dispute it for free. You can submit disputes online, by phone, or by mail. However, if the error appears on reports from all three major credit bureaus—Experian, TransUnion, and Equifax—you may need …

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February 17, 2025

Can You Consolidate Debt Without Hurting Your Credit Score?

Debt consolidation can help you manage multiple payments, reduce interest costs, and streamline your finances. However, many people worry about the impact it might have on their credit score. The truth is, while consolidation can cause a temporary dip in your credit, it can also improve your financial standing in the long run. So, can …

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February 10, 2025

5 Ways to Consolidate Credit Card Debt

If you're struggling with high-interest credit card debt, consolidation can be an effective way to manage and pay it off faster. By combining multiple debts into one, you may lower your interest rate and simplify your payments. Here are 5 ways to consolidate credit card debt and choose the best option for your financial situation. …

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February 6, 2025

What to Do if Your Bank Closes Your Account

Discovering that your bank has closed your account can be stressful and disruptive. Suddenly, you can't access your money, make payments, or receive direct deposits. In some cases, banks close accounts without warning, leaving you scrambling to find a solution. Understanding why this happens and taking immediate action can help you regain financial stability. Why …

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A semi-realistic cartoony illustration of a person wearing glasses sitting at a desk, looking at a credit report on their laptop with a thoughtful expression. A clock icon and a document labeled 'Debt Consolidation' are visible on the screen, symbolizing time and credit history. The background includes a simple home office setup with a plant and a stack of bills, illustrating the impact of debt consolidation on a credit report.
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February 4, 2025

How Long Does Debt Consolidation Stay on Your Credit Report?

Debt consolidation can help simplify your finances by combining multiple debts into one manageable payment. Whether you use a personal loan, balance transfer card, or another method, consolidating debt can impact your credit. But how long does debt consolidation stay on your credit report? The answer depends on the type of credit used and how …

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February 3, 2025

Is Buying a House Without a Real Estate Agent a Good Idea?

Buying a home is a major decision, and many buyers wonder: Is buying a house without a real estate agent a good idea? While it's possible to handle the process alone, doing so could make things more complicated and costly. Real estate agents bring expertise that helps you navigate negotiations, contracts, and property inspections, potentially …

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January 29, 2025

What to Do When Someone Hits Your Parked Car

Discovering that someone hit your parked car can be frustrating and stressful. However, taking the right steps can help you handle the situation smoothly and avoid unnecessary expenses. Here’s what to do when someone hits your parked car to protect yourself and your finances. 1. File an Accident Report One of the first things to …

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January 28, 2025

Should My Child Get a Credit Card?

Getting your child a credit card can be an excellent way to teach financial responsibility and help them build credit early. Establishing good habits now can set them up for future success. But, should my child get a credit card? Let’s explore the pros, cons, and key considerations to help you make the right choice. …

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January 23, 2025

What Is a Good Credit Score?

Your credit score plays a major role in your financial life. If you're wondering what is a good score? The answer can help you understand where you stand and what opportunities may be available to you. A good score typically falls within the mid to high 600s or above. A score in the high 700s …

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