A sudden drop in your credit score can feel confusing and frustrating. You’ve been paying attention to your finances—but now your score is down, and you're left wondering: Why did my credit score drop? Your credit score is influenced by multiple factors. Payment history, credit utilization, length of credit history, and even errors on your …
Pricing
Credit Repair
Audit and Per Deletion Pricing
- Upfront Fee - $0 There are no required fees to start our service beyond needing to keep a monitoring account open.
- Per Deletion/Repair - $25 Each item we successfully remove or repair from any bureau, charged AFTER the item is removed/repaired.
- Inquries / Per. Info - $10 This includes Inquiries and personal information that are deleted from any bureau AFTER the removal.
Business Funding
Based on Success
- Round One - 7.99% Capped at $4,995. This allows you to know the maximum cost you would ever pay to fund your business.
- Round Two - 5.99% Any additional rounds of funding are discounted for our returning customers.
- Quick Pay Discount - 10% Pay your invoice within two business days of receipt and get an additional 10% off. This is EASY since you don't get an invoice until you are FUNDED!
UPSIDE Debt Relief
Based on Amounts Enrolled
- Enrollment Fee - $497 Rest assured, the only upfront investment you'll make with our UPSIDE Program is your enrollment fee. Beyond this, any charges are solely determined by your specific debt amount.
- Debt Percentage Fee - 40% With our UPSIDE Program, you'll only pay a 40% fee based on the debt you enroll. This transparent and straightforward structure ensures that you have a clear understanding of your financial commitment.
Still not sure?
We understand that making financial decisions can be complex. Feel free to book a call with one of our Awesome Nerds, who will gladly answer any questions and provide personalized guidance to help you make the right choice for your financial future.

Check Out Our Blog
Paying off a loan may seem like a guaranteed win for your credit score. However, the reality is more complex. Whether your score goes up or down depends on your credit profile, loan type, and overall financial habits. Let’s break it down. How Credit Scores Are Calculated Before you decide to pay off your loan, …
When debt collectors come calling, it's easy to feel overwhelmed. But you have rights—and options. Knowing how to negotiate with debt collectors can make the difference between financial stress and a smart resolution. This guide outlines every step you need to take, from verification to final agreement, so you can handle the situation with confidence. …
Missed a few payments? That could lead to more than late fees. If ignored long enough, your unpaid bills may land in collections. This not only adds stress but also damages your credit. But what types of debt can go to collections? You might be surprised at how broad the list is—and how quickly it …
Life gets busy. Whether you forgot a due date or ran into a temporary cash crunch, missing a payment by just one day can be stressful. But the real question is: Does a one-day-late payment affect your credit score? The short answer is no—but that doesn’t mean there aren’t other consequences. Let’s explore how one-day-late …
When it comes to your credit health, few things carry as much weight as a charge-off. But what is a charge-off, really? And more importantly, how does it affect your financial future? Let’s explore this crucial credit term and break down everything you need to know. What Is a Charge-Off? A charge-off occurs when a …
Filing for bankruptcy can offer a financial reset—but it's not without consequences. While the law doesn’t limit the number of times you can file, each type of bankruptcy carries specific waiting periods before you can receive another discharge. So the real question isn't just how often you can file—it's how often you should. Is There …
At some point, you might think about canceling a credit card. Maybe the annual fees seem too high. Or maybe the rewards don’t fit your lifestyle anymore. Perhaps you simply want to simplify your wallet—or eliminate the temptation to overspend. Whatever your reason, it’s important to pause and ask: Does closing a credit card hurt …
Transferring a car title is one of the most important steps in buying or selling a vehicle. It ensures legal ownership changes hands and protects both parties from future liability. Whether you’re buying from a private seller or through a dealership, understanding how to transfer a car title is essential. Why a Title Transfer Matters …