How to Check for Liens on Your Property Discovering a lien on your property can be an unpleasant surprise, especially if you plan to sell or refinance. Liens, which stem from unpaid debts, give creditors a legal claim to part of your property. Any existing liens must be resolved before you can complete a property …
How Does It Work?
1
Look
We start by doing a full credit assessment to find out what we are working with… Don’t let this scare you away. With tons of lenders and programs, there is almost always an option for funding.
2
Talk
Next, we actually go over all the options to make sure that we have the BEST chance at getting you funded. We may ask some weird questions (are you a plumber?) but we assure you that there is a method to the madness.
3
Fund
At this point, we have discussed your options, gone over any possible fees, and informed you of any obstacles we could face. Finally, we work with over 250 different lenders to find you the money!
We Aren't Just Guessing...
Our proprietary FUNDS® system uses a mathematical algorithm to give a percentage likelihood of approval down to 1/100th of a percent with over 270 different lenders. If there is money to be found… we will find it.
Credit Repair & Funding
Why Choose CreditNerds®?
We get it... you have a thousand options when it comes to credit repair and business funding services... why choose us?
What is
FUNDS?
What is FUNDS?
The FUNDS® system stands for Funding Underwriting Notification and Decisioning System. It is our proprietary software that tracks the lending trends of over 100 different lenders… But that’s not all it can do. It’s also the system that allows you access to our funding coaches, safe and secure log in, and a fast and easy way to stay informed about your approvals.
Let's be honest
What types of Funding are Actually Available?
It's our job...
At CreditNerds®, we are not just your average credit repair team; we are your dedicated allies in the fight for financial freedom. Our seasoned experts specialize in tackling a wide range of credit challenges, from erroneous late payments to stubborn collections and everything in between. With a proven track record of success, a commitment to transparency, and a passion for helping our clients, we're your trusted partner on the path to credit recovery. We've got the experience, the knowledge, and the determination to turn your credit profile around and pave the way for a brighter financial future. When you choose CreditNerds®, you're choosing a team that's genuinely invested in your success.
And... We have a blog!
Gap insurance offers essential protection by covering the difference between your car's value and what you owe on your loan in the event of a total loss. However, there are situations where you may no longer need this coverage and might even qualify for a refund. Here's a detailed guide on how to cancel gap …
Maxing out a credit card means reaching or exceeding your credit limit, which can lead to significant financial and credit challenges. If this happens, acting quickly is essential to minimize fees, protect your credit score, and regain financial stability. Here’s a comprehensive guide on what happens if you max out a credit card, along with …
Missing a car payment can lead to serious consequences like credit damage and even vehicle repossession. With many borrowers struggling to keep up with payments, it's important to understand how late you can be on a car payment, the potential risks, and what steps to take if you miss one. What Happens When You Miss …
Buying a car without a down payment might seem challenging, but it's possible. By understanding your options, preparing strategically, and weighing the benefits and risks, you can navigate the process successfully. Let’s dive into the essential steps, tips, and considerations for securing a no down payment car loan. Understanding No Down Payment Car Loans When …
Deciding between a used car and a new car depends on several factors, including your budget, priorities, and financial goals. While new cars come with the latest features and warranties, used cars typically offer lower prices and less depreciation. Used car vs. new car: which should you buy? Let’s explore the pros, cons, and financial …
If you're overwhelmed by credit card debt, settling your debt might be a way to regain financial stability. The good news is, you don’t need a debt settlement company to do it for you. How to negotiate credit card debt settlement yourself? With the right preparation and approach, you can work directly with creditors to …
A sudden drop in your credit score can be alarming, especially if you're unsure why it happened. The key to addressing this issue is understanding the factors that influence your score. Payment history, credit utilization, and the length of your credit history are among the most critical elements. Other factors, such as incorrect information on …
If you’re shopping for a used car, you might encounter vehicles with salvage titles. These cars, often sold at steep discounts, have been declared total losses by insurance companies due to damage. While the low price can be tempting, buying a salvage title car carries risks and requires careful consideration. Should I buy a car …