Reviewing your credit report regularly helps ensure accuracy and protects your financial health. If you notice incorrect information, you have the right to dispute it for free. You can submit disputes online, by phone, or by mail. However, if the error appears on reports from all three major credit bureaus—Experian, TransUnion, and Equifax—you may need …
How Does It Work?
1
1st We Talk
We start with a free no-obligation call to make sure we are the right fit for your needs.
2
We Make A List
During our call, we let you know what we feel we will be able to do for you.
3
We Get To Work
All our services are done BEFORE you pay so there is no risk to you or your wallet.
4
THEN... You Pay.
It is only after our results have been obtained that you would have any fees due.
What is the UPSIDE® Debt Program?
Too many companies make tons of promises but can't deliver when it really matters. They guarantee the world but won't even answer the phone. With CreditNerds®, you get top notch support from a team of REAL people who want to see you succeed.
Keep more money in your own pocket!
At CreditNerds®, we believe in your financial success as much as you do. That's why we've revolutionized the credit repair industry by offering a payment structure that's truly customer-centric. With us, you only pay when we succeed in removing negative items from your credit report. Your satisfaction is our priority, and we're committed to delivering tangible results.
Credit Repair & Funding
Why Choose CreditNerds®?
We get it... you have a thousand options when it comes to credit repair and business funding services... why choose us?
Tired of all those bill collectors calling?!
We understand how relentless and stressful those collection calls can be. At CreditNerds®, we've got your back. Our team of experts specializes in negotiating with creditors and collection agencies and we'll work tirelessly to put an end to those harassing calls and help you regain control of your financial peace. Say goodbye to the constant interruptions and hello to a peaceful future. Let CreditNerds® take the burden off your shoulders, so you can focus on what truly matters in life.
Let's be honest
What types of debt can ACTUALLY be included?
It's our job...
At CreditNerds®, we are not just your average credit repair team; we are your dedicated allies in the fight for financial freedom. Our seasoned experts specialize in tackling a wide range of credit challenges, from erroneous late payments to stubborn collections and everything in between. With a proven track record of success, a commitment to transparency, and a passion for helping our clients, we're your trusted partner on the path to credit recovery. We've got the experience, the knowledge, and the determination to turn your credit profile around and pave the way for a brighter financial future. When you choose CreditNerds®, you're choosing a team that's genuinely invested in your success.
And... We have a blog!
Debt consolidation can help you manage multiple payments, reduce interest costs, and streamline your finances. However, many people worry about the impact it might have on their credit score. The truth is, while consolidation can cause a temporary dip in your credit, it can also improve your financial standing in the long run. So, can …
If you're struggling with high-interest credit card debt, consolidation can be an effective way to manage and pay it off faster. By combining multiple debts into one, you may lower your interest rate and simplify your payments. Here are 5 ways to consolidate credit card debt and choose the best option for your financial situation. …
Discovering that your bank has closed your account can be stressful and disruptive. Suddenly, you can't access your money, make payments, or receive direct deposits. In some cases, banks close accounts without warning, leaving you scrambling to find a solution. Understanding why this happens and taking immediate action can help you regain financial stability. Why …
Debt consolidation can help simplify your finances by combining multiple debts into one manageable payment. Whether you use a personal loan, balance transfer card, or another method, consolidating debt can impact your credit. But how long does debt consolidation stay on your credit report? The answer depends on the type of credit used and how …
Buying a home is a major decision, and many buyers wonder: Is buying a house without a real estate agent a good idea? While it's possible to handle the process alone, doing so could make things more complicated and costly. Real estate agents bring expertise that helps you navigate negotiations, contracts, and property inspections, potentially …
Discovering that someone hit your parked car can be frustrating and stressful. However, taking the right steps can help you handle the situation smoothly and avoid unnecessary expenses. Here’s what to do when someone hits your parked car to protect yourself and your finances. 1. File an Accident Report One of the first things to …
Getting your child a credit card can be an excellent way to teach financial responsibility and help them build credit early. Establishing good habits now can set them up for future success. But, should my child get a credit card? Let’s explore the pros, cons, and key considerations to help you make the right choice. …
Your credit score plays a major role in your financial life. If you're wondering what is a good score? The answer can help you understand where you stand and what opportunities may be available to you. A good score typically falls within the mid to high 600s or above. A score in the high 700s …