When you're financing a new home or refinancing an existing mortgage, finding the best mortgage rate is crucial. The good news is that you can negotiate mortgage rates to get a better deal. With careful preparation and smart tactics, you may save thousands over the life of your loan. Here’s how you can navigate the …
Pricing
Credit Repair
Audit and Per Deletion Pricing
- Upfront Fee - $0 There are no required fees to start our service beyond needing to keep a monitoring account open.
- Per Deletion/Repair - $25 Each item we successfully remove or repair from any bureau, charged AFTER the item is removed/repaired.
- Inquries / Per. Info - $10 This includes Inquiries and personal information that are deleted from any bureau AFTER the removal.
Business Funding
Based on Success
- Round One - 7.99% Capped at $4,995. This allows you to know the maximum cost you would ever pay to fund your business.
- Round Two - 5.99% Any additional rounds of funding are discounted for our returning customers.
- Quick Pay Discount - 10% Pay your invoice within two business days of receipt and get an additional 10% off. This is EASY since you don't get an invoice until you are FUNDED!
UPSIDE Debt Relief
Based on Amounts Enrolled
- Enrollment Fee - $497 Rest assured, the only upfront investment you'll make with our UPSIDE Program is your enrollment fee. Beyond this, any charges are solely determined by your specific debt amount.
- Debt Percentage Fee - 40% With our UPSIDE Program, you'll only pay a 40% fee based on the debt you enroll. This transparent and straightforward structure ensures that you have a clear understanding of your financial commitment.
Still not sure?
We understand that making financial decisions can be complex. Feel free to book a call with one of our Awesome Nerds, who will gladly answer any questions and provide personalized guidance to help you make the right choice for your financial future.
Check Out Our Blog
The holiday season brings joy, family time, and gift-giving, but it also increases the risk of scams and identity theft. As you juggle your to-do list and manage holiday expenses, fraudsters may see an opportunity to target you. To stay safe, follow these 7 tips to avoid holiday scams and protect your identity in 2024. …
Deciding when to get your first credit card is an important financial decision. While the minimum age to get a credit card is typically 18, there are several factors to consider. You must meet the issuer's credit requirements, have a reliable source of income, and possess the financial skills to manage it responsibly. Let’s explore …
A balance transfer involves moving debt from one or more credit cards or loans to a new credit card that offers an introductory 0% annual percentage rate (APR). This financial strategy can help you save on interest, making it easier to pay down your balance. However, it's not the only option available for debt repayment, …
Consumer spending habits provide a key measure of economic activity, but these trends can vary significantly across regions. One way to observe how much consumers are spending is by looking at the credit card balances they carry. In addition to credit card debt, other types of loans—such as mortgages, personal loans, auto loans, and student …
When purchasing a vehicle, the loan term plays a crucial role in determining both your monthly payments and the overall cost of the car. What’s the average length of a car loan? For new vehicles, the average car loan term is around 68.48 months, while for used vehicles, it is about 67.41 months, which equates …
Home Equity Loan vs. HELOC: What’s the Difference? Owning a home gives you the opportunity to access cash through your home’s equity. Two of the most popular ways to do this are through a home equity loan or a home equity line of credit (HELOC). But how do you decide which is best for your …
If you've noticed your mortgage payment suddenly increase, the reason could be tied to your escrow account. Many homeowners wonder why this happens, and in most cases, it’s due to changes in property taxes, insurance premiums, or escrow shortages. Understanding how escrow works can help you navigate these changes and manage your payments more effectively. …
Whether you’re buying a new or used car, you’ll need auto insurance before hitting the road. Insurance premiums depend on several factors, including your age, location, driving record, and the car itself. One common question is, is insurance cheaper for used vehicles? In many cases, it is, but there are exceptions. Let’s explore why insuring …