Credit Repair

Audit and Per Deletion Pricing

  • Upfront Fee - $0 There are no required fees to start our service beyond needing to keep a monitoring account open.
  • Per Deletion/Repair - $25 Each item we successfully remove or repair from any bureau, charged AFTER the item is removed/repaired.
  • Inquries / Per. Info - $10 This includes Inquiries and personal information that are deleted from any bureau AFTER the removal.

Business Funding

Based on Success

  • Round One - 7.99% Capped at $4,995. This allows you to know the maximum cost you would ever pay to fund your business.
  • Round Two - 5.99% Any additional rounds of funding are discounted for our returning customers.
  • Quick Pay Discount - 10% Pay your invoice within two business days of receipt and get an additional 10% off. This is EASY since you don't get an invoice until you are FUNDED!

UPSIDE Debt Relief

Based on Amounts Enrolled

  • Enrollment Fee - $497 Rest assured, the only upfront investment you'll make with our UPSIDE Program is your enrollment fee. Beyond this, any charges are solely determined by your specific debt amount.
  • Debt Percentage Fee - 40% With our UPSIDE Program, you'll only pay a 40% fee based on the debt you enroll. This transparent and straightforward structure ensures that you have a clear understanding of your financial commitment.

Still not sure?

We understand that making financial decisions can be complex. Feel free to book a call with one of our Awesome Nerds, who will gladly answer any questions and provide personalized guidance to help you make the right choice for your financial future.

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Check Out Our Blog

A semi-realistic cartoony style illustration for a blog post titled "Why Paying Off Certain Debts Lowers Your Credit Score?" It features a character wearing glasses who looks puzzled while holding a paid-off bill in one hand and a declining credit score report in the other. Behind the character is a downward-sloping graph, indicating a decreasing credit score. The background has a light, neutral color palette with subtle financial symbols integrated.

Paying off debt is generally seen as a positive financial move. However, it can sometimes lead to an unexpected drop in your credit score. Understanding why paying off certain debts lowers your credit score is crucial for effective financial management. Understanding Credit Utilization Ratio The credit utilization ratio is a significant factor in your credit …

A square, realistic style illustration for a blog post about the statute of limitations on debt collection. The character wears glasses and holds a large clock in one hand and a legal document in the other. Behind the character are a calendar and a legal scale symbolizing justice. The background features a neutral color palette with subtle legal and financial symbols integrated. No text is included in the image.

Do you have debt that keeps you up at night? Learning about the statute of limitations on debt collection might help. This legal deadline limits the time a debt collector can sue you over debt. However, this timeframe varies depending on your state and situation. What Is a Statute of Limitations on Debt? The statute …

A semi-realistic cartoony style illustration for a blog post titled "Why Paying Off Certain Debts Raises Your Score?" It features a cheerful character wearing glasses, smiling and holding a credit score report in one hand and a paid-off bill in the other. In the background, a rising graph indicates an increasing credit score, with a light, cheerful color palette and subtle dollar signs and financial symbols integrated.

In today's financial landscape, understanding credit scores is crucial. One key factor in managing your credit score is debt repayment. Let's explore why paying off certain debts raises your credit score and how you can strategically improve your financial health. The Role of Debt in Your Credit Score Your credit score is a reflection of …

A semi-realistic cartoony style cover image for a blog post titled '8 Things to Consider Before Filing Bankruptcy.' The image features a concerned character wearing glasses, holding a document labeled 'Bankruptcy' with a pen in hand. Around them are symbols of financial stress, including a calculator, overdue bills, and a declining graph. The background has a mix of muted colors, emphasizing the seriousness of the topic.

Bankruptcy can provide relief from crippling debt, but it has serious negative consequences. Here are some questions to consider before you file for bankruptcy to help clarify whether it's the right move for you. Exhaust Your Other Options First Because of its serious ramifications, consider bankruptcy only as a last resort. First, explore other bankruptcy …

A cheerful parent wearing glasses sits at a desk with an open laptop, surrounded by symbols of investments like piggy banks, charts, and stacks of coins. The background is colorful and vibrant, with blue and green hues, illustrating the blog post titled '5 investing tips for parents' in a semi-realistic cartoony style.

Whether you're welcoming your first child or already have kids at home, it's never too late to start investing. Being strategic about your investments can help you grow your wealth and reach your financial goals faster. Chances are you're looking to invest for both yourself and your child. In that spirit, here are five simple …

A semi-realistic image of a person negotiating confidently in an office setting. The person is wearing glasses and holding a document while speaking. The background includes office elements like a desk, a laptop, paperwork, and a window with a view of a cityscape, with detailed features and shading.

Negotiating with creditors can be a powerful strategy to improve your financial situation. By negotiating better terms, you can reduce your debt, lower interest rates, and set up manageable payment plans. Understanding how to negotiate with creditors for better terms is essential for anyone looking to take control of their financial health. This guide will …

A person wearing glasses, looking worried, sits at a desk with financial documents scattered around, including a prominent bankruptcy notice. The background shows a home office with dim lighting, creating a somber mood. Icons representing long-term financial impact, such as a broken piggy bank, a declining bar graph, and clock symbols, surround the character. The image illustrates the serious and reflective theme of the long-term effects of bankruptcy on credit.

Bankruptcy can provide much-needed relief for those drowning in debt, but it comes with significant long-term consequences for your credit score. Understanding the long-term effects of bankruptcy on your credit is crucial for anyone considering this option. In this blog post, we will analyze how bankruptcy impacts your credit over time and provide actionable steps …

A young professional wearing glasses stands in front of an office building, holding a resume in one hand and a credit score report in the other, looking thoughtful. Icons representing employment opportunities, such as briefcases, graphs, and checkmarks, surround the character. The background features a modern office environment with other professionals walking by, conveying an informative and slightly serious atmosphere, illustrating the impact of credit scores on employment opportunities.

In today's competitive job market, your credit score can play a surprising role in your employment opportunities. While it's well known that credit scores affect your ability to get loans and credit cards, fewer people realize that some employers also use credit reports in their hiring process. Understanding the connection between credit scores and employment …

A realistic cartoon-style illustration for a blog post titled 'The Impact of Credit Inquiries on Your Score.' The central character is an African American person with dark skin, curly hair, and glasses, wearing a green shirt and jeans. They are carefully examining a credit report with a magnifying glass. In the background, a large credit score gauge with a fluctuating needle is prominent, surrounded by icons representing different types of credit inquiries: a house, a car, and a credit card. The scene is enriched with abstract patterns in blue and green, adding vibrancy. The character's expression shows a thoughtful mix of curiosity and concern, emphasizing the importance of understanding credit inquiries.

Credit inquiries play a significant role in your financial health. They occur whenever a request is made to review your credit report, and they can influence your credit score in various ways. Understanding the impact of credit inquiries on your score is essential for effective credit management. In this guide, we'll explore the differences between …