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A cartoon image of three business style characters who provide credit repair services..

Credit Repair
& Funding

Credit Repair
& Funding

Whether you need credit repair services or get funding to start or grow a business, CreditNerds® is here every step of the way!
And the best part... You pay ONLY for results!
or… View Our Pricing Model

How Does It Work?

1
1st We Talk
We start with a free no-obligation call to make sure we are the right fit for your needs.
2
We Make A List
During our call, we let you know what we feel we will be able to do for you.
3
We Get To Work
All our services are done BEFORE you pay so there is no risk to you or your wallet.
4
THEN... You Pay.
It is only after our results have been obtained that you would have any fees due.

Convenient Credit Repair Services You Can Actually Rely On

Too many companies make tons of promises but can't deliver when it really matters. They guarantee the world but won't even answer the phone. With CreditNerds®, you get top notch support from a team of REAL people who want to see you succeed.

A cartoon image of a lady who provides credit repair services holding a lightbulb.

Keep more money in your own pocket!

At CreditNerds®, we believe in your financial success as much as you do. That's why we've revolutionized the credit repair industry by offering a payment structure that's truly customer-centric. With us, you only pay when we succeed in removing negative items from your credit report. Your satisfaction is our priority, and we're committed to delivering tangible results.

A cartoon image of a lady who provides credit repair services holding money.

Your Future Looks Bright…

Are you ready to take the first step towards financial freedom and business success? Schedule a free consultation with CreditNerds® today! Our experts at CreditNerds® will assess your unique situation, discuss your goals, and provide you with a clear roadmap to financial prosperity. Don't wait; your brighter financial future starts here with CreditNerds®.

Credit Repair & Funding

Why Choose CreditNerds®?

We get it... you have a thousand options when it comes to credit repair and business funding services... why choose us?

  • Results-Driven Approach: We don't just promise results; we deliver them. Our team of experienced CreditNerds® employs proven strategies to remove inaccuracies and improve your credit score.
  • Transparent and Fair Pricing: You'll never have to worry about hidden fees or upfront costs with CreditNerds®. We believe in complete transparency, and you'll only pay for successful item deletions.
  • Personalized Credit Repair Service: Your financial situation is unique, and so is our approach at CreditNerds®. We tailor our solutions to your specific needs, ensuring a customized path to success.

Tired of all those bill collectors calling?!

We understand how relentless and stressful those collection calls can be. At CreditNerds®, we've got your back. Our team of expert credit repair service providers specialize in negotiating with creditors and collection agencies and we'll work tirelessly to put an end to those harassing calls and help you regain control of your financial peace. Say goodbye to the constant interruptions and hello to a peaceful future. Let CreditNerds® take the burden off your shoulders, so you can focus on what truly matters in life.

A cartoon image of a person who provides credit repair services holding a phone.

It's our job...

At CreditNerds®, we are not just your average credit repair services team; we are your dedicated allies in the fight for financial freedom. Our seasoned experts specialize in tackling a wide range of credit challenges, from erroneous late payments to stubborn collections and everything in between. With a proven track record of success, a commitment to transparency, and a passion for helping our clients, we're your trusted partner on the path to credit recovery. We've got the experience, the knowledge, and the determination to turn your credit profile around and pave the way for a brighter financial future. When you choose CreditNerds®, you're choosing a team that's genuinely invested in your success.

A cartoon image of three business style characters who provide credit repair services..

And... We have a blog!

Cartoon-style image of a person wearing glasses, sitting at a desk with a mortgage document and calculator, holding a pen and looking thoughtful, symbolizing the negotiation process for mortgage rates. In the background, a house and percentage symbols emphasize the concept of mortgage rate negotiation.

When you're financing a new home or refinancing an existing mortgage, finding the best mortgage rate is crucial. The good news is that you can negotiate mortgage rates to get a better deal. With careful preparation and smart tactics, you may save thousands over the life of your loan. Here’s how you can navigate the …

Cartoon-style image of a person wearing glasses, holding a checklist titled '7 Tips to Avoid Holiday Scams.' The character looks cautious, standing in front of a holiday-themed background with festive lights, gift boxes, and red warning symbols, representing the importance of staying vigilant against holiday scams.

The holiday season brings joy, family time, and gift-giving, but it also increases the risk of scams and identity theft. As you juggle your to-do list and manage holiday expenses, fraudsters may see an opportunity to target you. To stay safe, follow these 7 tips to avoid holiday scams and protect your identity in 2024. …

Cartoon-style image of a person wearing glasses, standing in front of a timeline with highlighted ages such as 18, 21, and 25. The character holds a credit card and looks thoughtful, considering the best age to get one. Symbols like dollar signs, credit scores, and a calendar appear in the background, representing financial growth and responsibility.

Deciding when to get your first credit card is an important financial decision. While the minimum age to get a credit card is typically 18, there are several factors to consider. You must meet the issuer's credit requirements, have a reliable source of income, and possess the financial skills to manage it responsibly. Let’s explore …

Cartoon-style image of a person wearing glasses, holding two credit cards, with arrows showing one credit card being transferred to the other. In the background, dollar signs and graphs symbolize the financial concept of a balance transfer.

A balance transfer involves moving debt from one or more credit cards or loans to a new credit card that offers an introductory 0% annual percentage rate (APR). This financial strategy can help you save on interest, making it easier to pay down your balance. However, it's not the only option available for debt repayment, …

Cartoon-style image of a person wearing glasses, looking at a map of the United States with 20 cities highlighted. The character holds a credit card, while a graph shows a growing credit card balance. Dollar signs and upward arrows surround the map, symbolizing the rise in credit card balances in these cities, with a city skyline in the background.

Consumer spending habits provide a key measure of economic activity, but these trends can vary significantly across regions. One way to observe how much consumers are spending is by looking at the credit card balances they carry. In addition to credit card debt, other types of loans—such as mortgages, personal loans, auto loans, and student …

Cartoon-style image of a person wearing glasses, holding a calendar with highlighted months to represent the length of a car loan. A car is parked beside the character, with floating dollar signs symbolizing the financial aspect of the loan. The character appears thoughtful, considering the time frame.

When purchasing a vehicle, the loan term plays a crucial role in determining both your monthly payments and the overall cost of the car. What’s the average length of a car loan? For new vehicles, the average car loan term is around 68.48 months, while for used vehicles, it is about 67.41 months, which equates …

Cartoon-style image of a person wearing glasses, holding two documents labeled 'Home Equity Loan' and 'HELOC.' The character looks thoughtful as they compare the options. A house is shown in the background with dollar signs and arrows, symbolizing financial decisions related to home equity loans and HELOCs.

Home Equity Loan vs. HELOC: What’s the Difference? Owning a home gives you the opportunity to access cash through your home’s equity. Two of the most popular ways to do this are through a home equity loan or a home equity line of credit (HELOC). But how do you decide which is best for your …

Cartoon-style image of a person wearing glasses, looking surprised while holding a mortgage statement with an upward arrow symbolizing an increase. The background includes a house and a rising bar graph, with dollar signs and documents floating around, representing financial stress and confusion over rising mortgage payments.

If you've noticed your mortgage payment suddenly increase, the reason could be tied to your escrow account. Many homeowners wonder why this happens, and in most cases, it’s due to changes in property taxes, insurance premiums, or escrow shortages. Understanding how escrow works can help you navigate these changes and manage your payments more effectively. …

Cartoon-style image of a person wearing glasses, comparing two car insurance documents. One document shows a new car, and the other shows a used car, with price tags highlighting the difference in insurance costs. The character stands in front of a new and a used car, with a bright, clear sky in the background, symbolizing the question of whether insurance is cheaper for used vehicles.

Whether you’re buying a new or used car, you’ll need auto insurance before hitting the road. Insurance premiums depend on several factors, including your age, location, driving record, and the car itself. One common question is, is insurance cheaper for used vehicles? In many cases, it is, but there are exceptions. Let’s explore why insuring …

Whatcha waitin' for?

Procrastination won't make those negative items magically disappear from your credit report. Instead of waiting for a miracle, empower yourself with the knowledge that you can make a change. At CreditNerds®, we're here to help you every step of the way, but the first and most crucial step begins with you. Take charge of your financial future by reaching out to us today. Let's work together to transform your credit and open doors to new opportunities. Don't wait any longer; your journey to better credit starts now.