fbpx
A cartoon image of three business style characters who provide credit repair services..

Credit Repair
& Funding

Credit Repair
& Funding

Whether you need credit repair services or get funding to start or grow a business, CreditNerds® is here every step of the way!
And the best part... You pay ONLY for results!
or… View Our Pricing Model

How Does It Work?

1
1st We Talk
We start with a free no-obligation call to make sure we are the right fit for your needs.
2
We Make A List
During our call, we let you know what we feel we will be able to do for you.
3
We Get To Work
All our services are done BEFORE you pay so there is no risk to you or your wallet.
4
THEN... You Pay.
It is only after our results have been obtained that you would have any fees due.

Convenient Credit Repair Services You Can Actually Rely On

Too many companies make tons of promises but can't deliver when it really matters. They guarantee the world but won't even answer the phone. With CreditNerds®, you get top notch support from a team of REAL people who want to see you succeed.

A cartoon image of a lady who provides credit repair services holding a lightbulb.

Keep more money in your own pocket!

At CreditNerds®, we believe in your financial success as much as you do. That's why we've revolutionized the credit repair industry by offering a payment structure that's truly customer-centric. With us, you only pay when we succeed in removing negative items from your credit report. Your satisfaction is our priority, and we're committed to delivering tangible results.

A cartoon image of a lady who provides credit repair services holding money.

Your Future Looks Bright…

Are you ready to take the first step towards financial freedom and business success? Schedule a free consultation with CreditNerds® today! Our experts at CreditNerds® will assess your unique situation, discuss your goals, and provide you with a clear roadmap to financial prosperity. Don't wait; your brighter financial future starts here with CreditNerds®.

Credit Repair & Funding

Why Choose CreditNerds®?

We get it... you have a thousand options when it comes to credit repair and business funding services... why choose us?

  • Results-Driven Approach: We don't just promise results; we deliver them. Our team of experienced CreditNerds® employs proven strategies to remove inaccuracies and improve your credit score.
  • Transparent and Fair Pricing: You'll never have to worry about hidden fees or upfront costs with CreditNerds®. We believe in complete transparency, and you'll only pay for successful item deletions.
  • Personalized Credit Repair Service: Your financial situation is unique, and so is our approach at CreditNerds®. We tailor our solutions to your specific needs, ensuring a customized path to success.

Tired of all those bill collectors calling?!

We understand how relentless and stressful those collection calls can be. At CreditNerds®, we've got your back. Our team of expert credit repair service providers specialize in negotiating with creditors and collection agencies and we'll work tirelessly to put an end to those harassing calls and help you regain control of your financial peace. Say goodbye to the constant interruptions and hello to a peaceful future. Let CreditNerds® take the burden off your shoulders, so you can focus on what truly matters in life.

A cartoon image of a person who provides credit repair services holding a phone.

It's our job...

At CreditNerds®, we are not just your average credit repair services team; we are your dedicated allies in the fight for financial freedom. Our seasoned experts specialize in tackling a wide range of credit challenges, from erroneous late payments to stubborn collections and everything in between. With a proven track record of success, a commitment to transparency, and a passion for helping our clients, we're your trusted partner on the path to credit recovery. We've got the experience, the knowledge, and the determination to turn your credit profile around and pave the way for a brighter financial future. When you choose CreditNerds®, you're choosing a team that's genuinely invested in your success.

A cartoon image of three business style characters who provide credit repair services..

And... We have a blog!

A semi-realistic digital illustration of a young man with dark hair and glasses sitting at a wooden desk in a home office. He looks thoughtful, resting his chin on his hand while using a laptop labeled “EXPERIAN.” An open book lies on the desk beside him. Behind him, a floating digital window displays a mock news headline reading “The CFPB suing Experian” with a “LAWSUIT” stamp, suggesting a legal dispute. The background includes a window showing a sunny day with trees and a bookshelf with plants and folders.

When debt collectors come calling, it's easy to feel overwhelmed. But you have rights—and options. Knowing how to negotiate with debt collectors can make the difference between financial stress and a smart resolution. This guide outlines every step you need to take, from verification to final agreement, so you can handle the situation with confidence. …

A semi-realistic cartoon-style illustration of a young man with glasses sitting at a wooden desk in a cozy home office. He looks puzzled, resting one hand on his temple while thinking. Floating around him are four circular icons representing different types of debt that can go to collections: a credit card, a stethoscope (medical debt), a graduation cap (student loans), and a car with a dollar sign (auto loans). An open book and a pen rest on the desk, and a window with soft natural light brightens the background.

Missed a few payments? That could lead to more than late fees. If ignored long enough, your unpaid bills may land in collections. This not only adds stress but also damages your credit. But what types of debt can go to collections? You might be surprised at how broad the list is—and how quickly it …

A semi-realistic cartoon-style illustration of a young man with glasses sitting at a wooden desk in a home office. He looks distressed, holding a bill labeled “Due Date: APR 15” in one hand while running the other hand through his hair. Behind him, a clock shows a late hour, and a cautionary credit score gauge hovers nearby, pointing toward the yellow zone. An exclamation mark symbol emphasizes urgency. The background features bookshelves, a potted plant, and a sunny window, creating a relatable scene about the impact of late payments on credit scores.

Life gets busy. Whether you forgot a due date or ran into a temporary cash crunch, missing a payment by just one day can be stressful. But the real question is: Does a one-day-late payment affect your credit score? The short answer is no—but that doesn’t mean there aren’t other consequences. Let’s explore how one-day-late …

A square cartoon-style image of a worried man with glasses holding a document labeled "Charge-Off" marked with a red X symbol. His other hand rests on his head in concern, highlighting the stress and confusion often associated with charge-offs.

When it comes to your credit health, few things carry as much weight as a charge-off. But what is a charge-off, really? And more importantly, how does it affect your financial future? Let’s explore this crucial credit term and break down everything you need to know. What Is a Charge-Off? A charge-off occurs when a …

A semi-realistic cartoon-style illustration of a concerned man with dark hair and glasses sitting at a wooden table. He rests one hand against his face and points at a document labeled "BANKRUPTCY" with a large question mark, conveying uncertainty and contemplation. A pen lies beside the paper, and the background is a warm beige tone, keeping the focus on the man's expression and the document.

Filing for bankruptcy can offer a financial reset—but it's not without consequences. While the law doesn’t limit the number of times you can file, each type of bankruptcy carries specific waiting periods before you can receive another discharge. So the real question isn't just how often you can file—it's how often you should. Is There …

A square cartoon-style illustration of a man with glasses holding a credit card, appearing concerned. A red padlock and a blue question mark float beside him, symbolizing uncertainty around credit card decisions.

At some point, you might think about canceling a credit card. Maybe the annual fees seem too high. Or maybe the rewards don’t fit your lifestyle anymore. Perhaps you simply want to simplify your wallet—or eliminate the temptation to overspend. Whatever your reason, it’s important to pause and ask: Does closing a credit card hurt …

A square cartoon-style image of a man with glasses holding a document labeled "Car Title" in front of a red sedan. He stands outside on a sunny day with a background of trees and a clear sky, representing the process of transferring a car title.

Transferring a car title is one of the most important steps in buying or selling a vehicle. It ensures legal ownership changes hands and protects both parties from future liability. Whether you’re buying from a private seller or through a dealership, understanding how to transfer a car title is essential. Why a Title Transfer Matters …

A square cartoon-style image of a man with glasses standing outside a car dealership, smiling while holding a clipboard labeled "Loan" and a pen. Red and blue cars are parked nearby under a sunny sky with trees in the background.

Buying a car is more than picking out a vehicle—it’s a financial decision that often involves two separate negotiations: the price of the car and the terms of the car loan. Handling both at once can be overwhelming. So, should you apply for a car loan before going to the dealership? In most cases, the …

A semi-realistic cartoony illustration of a person wearing glasses sitting at a desk with a thoughtful expression, holding a credit card in one hand. The desk includes a laptop, a potted plant, a questionnaire diagram, and other simple office items, illustrating the concept of understanding how credit cards work.

Understanding how credit cards function is essential for using them responsibly and avoiding costly mistakes. At their core, credit cards give you access to a revolving line of credit. You can borrow, repay, and borrow again—without reapplying. What Is a Credit Card? A credit card is a financial tool that lets you borrow money repeatedly, …

Whatcha waitin' for?

Procrastination won't make those negative items magically disappear from your credit report. Instead of waiting for a miracle, empower yourself with the knowledge that you can make a change. At CreditNerds®, we're here to help you every step of the way, but the first and most crucial step begins with you. Take charge of your financial future by reaching out to us today. Let's work together to transform your credit and open doors to new opportunities. Don't wait any longer; your journey to better credit starts now.