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A cartoon image of three business style characters who provide credit repair services..

Credit Repair
& Funding

Credit Repair
& Funding

Whether you need credit repair services or get funding to start or grow a business, CreditNerds® is here every step of the way!
And the best part... You pay ONLY for results!
or… View Our Pricing Model

How Does It Work?

1
1st We Talk
We start with a free no-obligation call to make sure we are the right fit for your needs.
2
We Make A List
During our call, we let you know what we feel we will be able to do for you.
3
We Get To Work
All our services are done BEFORE you pay so there is no risk to you or your wallet.
4
THEN... You Pay.
It is only after our results have been obtained that you would have any fees due.

Convenient Credit Repair Services You Can Actually Rely On

Too many companies make tons of promises but can't deliver when it really matters. They guarantee the world but won't even answer the phone. With CreditNerds®, you get top notch support from a team of REAL people who want to see you succeed.

A cartoon image of a lady who provides credit repair services holding a lightbulb.

Keep more money in your own pocket!

At CreditNerds®, we believe in your financial success as much as you do. That's why we've revolutionized the credit repair industry by offering a payment structure that's truly customer-centric. With us, you only pay when we succeed in removing negative items from your credit report. Your satisfaction is our priority, and we're committed to delivering tangible results.

A cartoon image of a lady who provides credit repair services holding money.

Your Future Looks Bright…

Are you ready to take the first step towards financial freedom and business success? Schedule a free consultation with CreditNerds® today! Our experts at CreditNerds® will assess your unique situation, discuss your goals, and provide you with a clear roadmap to financial prosperity. Don't wait; your brighter financial future starts here with CreditNerds®.

Credit Repair & Funding

Why Choose CreditNerds®?

We get it... you have a thousand options when it comes to credit repair and business funding services... why choose us?

  • Results-Driven Approach: We don't just promise results; we deliver them. Our team of experienced CreditNerds® employs proven strategies to remove inaccuracies and improve your credit score.
  • Transparent and Fair Pricing: You'll never have to worry about hidden fees or upfront costs with CreditNerds®. We believe in complete transparency, and you'll only pay for successful item deletions.
  • Personalized Credit Repair Service: Your financial situation is unique, and so is our approach at CreditNerds®. We tailor our solutions to your specific needs, ensuring a customized path to success.

Tired of all those bill collectors calling?!

We understand how relentless and stressful those collection calls can be. At CreditNerds®, we've got your back. Our team of expert credit repair service providers specialize in negotiating with creditors and collection agencies and we'll work tirelessly to put an end to those harassing calls and help you regain control of your financial peace. Say goodbye to the constant interruptions and hello to a peaceful future. Let CreditNerds® take the burden off your shoulders, so you can focus on what truly matters in life.

A cartoon image of a person who provides credit repair services holding a phone.

It's our job...

At CreditNerds®, we are not just your average credit repair services team; we are your dedicated allies in the fight for financial freedom. Our seasoned experts specialize in tackling a wide range of credit challenges, from erroneous late payments to stubborn collections and everything in between. With a proven track record of success, a commitment to transparency, and a passion for helping our clients, we're your trusted partner on the path to credit recovery. We've got the experience, the knowledge, and the determination to turn your credit profile around and pave the way for a brighter financial future. When you choose CreditNerds®, you're choosing a team that's genuinely invested in your success.

A cartoon image of three business style characters who provide credit repair services..

And... We have a blog!

A semi-realistic, 2D cartoon-style image of a thoughtful character with glasses holding a document labeled 'Bankruptcy Rules' while looking at a calendar with multiple marked dates. Surrounding the character are icons such as a gavel, dollar signs, and paperwork, symbolizing legal and financial aspects of bankruptcy filing. The background includes subtle elements like question marks and filing symbols, using flat colors and minimal shading to create a clean, approachable, and informative design.

Filing for bankruptcy can be a lifeline during financial hardship, but it’s not a decision to take lightly. A common question for those who’ve already been through it is: How many times can you file bankruptcy? While there’s no strict limit, specific waiting periods apply before you can file again and receive a discharge of …

A semi-realistic, 2D cartoon-style image of a friendly character with glasses holding a document labeled 'Used Car Payment 2024.' The character stands beside a simple illustration of a car, surrounded by icons such as dollar signs, a calculator, and calendar pages, symbolizing monthly payments. The background includes financial elements like charts, using flat colors and minimal shading to convey the concept of average used car payments in a clear and approachable way.

If you're considering a used car purchase, you might wonder about the average financing costs. Many buyers choose to finance, as approximately 42% of used car sales involve an auto loan. The average used car payment in 2024 is currently $525, which is over $100 lower than the average new car payment. Here’s a breakdown …

A semi-realistic, 2D cartoon-style image of a concerned character with glasses holding a document labeled 'Bankruptcy Costs' with a thoughtful expression. The character is surrounded by financial icons such as dollar signs, a calculator, and court symbols, symbolizing the expenses associated with filing for bankruptcy. The background includes elements like paperwork stacks and a question mark, using flat colors and minimal shading to keep the image approachable and easy to understand.

Filing for bankruptcy is a significant financial decision, often considered a last resort when debt becomes unmanageable. But how much does it cost to file bankruptcy? The expenses can vary based on factors like the type of bankruptcy, the complexity of your case, and whether you hire an attorney. Here’s a breakdown of the typical …

A semi-realistic, 2D cartoon-style image of a friendly character with glasses holding a checklist labeled 'Pay Off Holiday Debt' with a confident expression. Surrounding them are holiday-themed icons like gift boxes, a credit card, a piggy bank, and dollar signs, symbolizing strategies for managing and paying off holiday expenses. The background includes elements like a calendar and checklist items, using flat colors and minimal shading for an approachable and easy-to-follow design.

The holiday season often brings joy and celebration, but it can also leave us with a financial hangover. Between gifts, parties, and travel expenses, many people find themselves facing holiday debt in the new year. If this sounds familiar, you’re not alone. However, with a proactive approach, you can learn how to pay off holiday …

A semi-realistic, 2D cartoon-style image of a concerned character with glasses holding a document labeled 'Social Security' and looking thoughtful. Surrounding icons, such as a padlock, shield, warning symbol, and question marks, represent identity protection and steps to take if a Social Security number is stolen. The design uses flat colors and minimal shading, creating an approachable and informative visual on identity theft.

Identity theft can happen to anyone, and your Social Security number (SSN) is a prime target for scammers. When your SSN is stolen, acting quickly can protect your financial health. Start by reporting the theft and take steps to prevent further damage. Here’s a comprehensive guide to recovering from identity theft and keeping your information …

A semi-realistic, 2D cartoon-style image of a professional character with glasses holding a document labeled 'Second Mortgage' with a thoughtful expression. The character stands in front of a house illustration, surrounded by financial icons like dollar signs, a house key, and mortgage documents, symbolizing the concept of a second mortgage. The image uses flat colors and minimal shading, creating a professional yet approachable look that explains second mortgages effectively.

A second mortgage is a loan or line of credit that lets you access your home’s equity to achieve various financial goals. Home equity represents the portion of your home’s value that you fully own. While second mortgages can be powerful financial tools, they come with certain risks, including the potential for foreclosure if you …

A semi-realistic, 2D cartoon-style image of a professional looking lady with a slightly realistic face and glasses, holding a new credit card with a curious expression. She stands in front of simple financial icons like credit scores, upward and downward arrows, and additional credit card symbols, illustrating the potential impact of opening a new credit card on credit scores. The background includes subtle office decor, with flat colors and minimal shading for a clean, professional look.

Opening a new credit card can have both positive and negative effects on your credit score. Before applying, consider how a new card could impact your overall financial health, taking into account potential benefits like promotional interest rates or rewards programs. Let’s dive into how this decision can affect your credit score. How Can Opening …

A semi-realistic, 2D cartoon-style image of a professional character with glasses seated at a desk, surrounded by financial documents, charts, and a laptop displaying information related to 'Hard Inquiry vs. Soft Inquiry: What’s the Difference?' The character has a friendly, thoughtful expression, set in a cozy office environment with bookshelves, plants, and office decor. The clean, minimal shading style provides a professional yet approachable atmosphere, highlighting the concept of credit inquiries.

Hard Inquiry vs. Soft Inquiry: What’s the Difference? Understanding credit inquiries is essential when managing your credit health. Both hard and soft inquiries appear on your credit report, yet they differ in purpose and impact. Let's explore the key differences in a hard inquiry vs. soft inquiry, including when each type occurs and how they …

A semi-realistic, 2D cartoon-style image of a professional character with glasses holding a document labeled 'Brokerage Account.' The character, seated at a desk, is surrounded by financial elements like charts, stock icons, and documents representing investments. The background features office decor, including a plant and bookshelf, with flat colors and minimal shading to maintain a 2D look, making the concept of a brokerage account clear and accessible.

A brokerage account is an investment account that allows you to invest your money in stocks, bonds, mutual funds, ETFs, brokered CDs, and money market funds. Unlike retirement accounts like a 401(k) or IRA, brokerage accounts provide flexibility for contributions and withdrawals without specific tax advantages or penalties. With a brokerage account, you have the …

Whatcha waitin' for?

Procrastination won't make those negative items magically disappear from your credit report. Instead of waiting for a miracle, empower yourself with the knowledge that you can make a change. At CreditNerds®, we're here to help you every step of the way, but the first and most crucial step begins with you. Take charge of your financial future by reaching out to us today. Let's work together to transform your credit and open doors to new opportunities. Don't wait any longer; your journey to better credit starts now.