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A semi-realistic cartoony illustration of a person wearing glasses negotiating credit card debt settlement over the phone. They are seated at a desk with a calm and confident expression, holding a phone in one hand and a notebook in the other. The background depicts a simple home office setup with a plant, stack of papers, and a laptop, creating an approachable and empowering atmosphere.

If you're overwhelmed by credit card debt, settling your debt might be a way to regain financial stability. …