Credit card fraud is one of the most prevalent types of financial fraud today. According to the Federal Trade Commission (FTC), there were over 214,000 reports of credit card fraud in the first half of 2024 alone. While many credit cards offer zero liability protection, meaning you won’t be held responsible for unauthorized transactions, dealing …
How Does It Work?
1
1st We Talk
We start with a free no-obligation call to make sure we are the right fit for your needs.
2
We Make A List
During our call, we let you know what we feel we will be able to do for you.
3
We Get To Work
All our services are done BEFORE you pay so there is no risk to you or your wallet.
4
THEN... You Pay.
It is only after our results have been obtained that you would have any fees due.
Convenient Credit Repair Services You Can Actually Rely On
Too many companies make tons of promises but can't deliver when it really matters. They guarantee the world but won't even answer the phone. With CreditNerds®, you get top notch support from a team of REAL people who want to see you succeed.
Keep more money in your own pocket!
At CreditNerds®, we believe in your financial success as much as you do. That's why we've revolutionized the credit repair industry by offering a payment structure that's truly customer-centric. With us, you only pay when we succeed in removing negative items from your credit report. Your satisfaction is our priority, and we're committed to delivering tangible results.
Credit Repair & Funding
Why Choose CreditNerds®?
We get it... you have a thousand options when it comes to credit repair and business funding services... why choose us?
Tired of all those bill collectors calling?!
We understand how relentless and stressful those collection calls can be. At CreditNerds®, we've got your back. Our team of expert credit repair service providers specialize in negotiating with creditors and collection agencies and we'll work tirelessly to put an end to those harassing calls and help you regain control of your financial peace. Say goodbye to the constant interruptions and hello to a peaceful future. Let CreditNerds® take the burden off your shoulders, so you can focus on what truly matters in life.
Let's be honest
What types of items can ACTUALLY be deleted?
It's our job...
At CreditNerds®, we are not just your average credit repair services team; we are your dedicated allies in the fight for financial freedom. Our seasoned experts specialize in tackling a wide range of credit challenges, from erroneous late payments to stubborn collections and everything in between. With a proven track record of success, a commitment to transparency, and a passion for helping our clients, we're your trusted partner on the path to credit recovery. We've got the experience, the knowledge, and the determination to turn your credit profile around and pave the way for a brighter financial future. When you choose CreditNerds®, you're choosing a team that's genuinely invested in your success.
And... We have a blog!
An annuity can be a valuable retirement planning tool, offering guaranteed income when you're no longer working. Some annuities even allow your premiums to grow tax-deferred. Understanding how to buy an annuity can help you make the most of this financial product. Here’s a closer look at what annuities are, how they work, and what …
Dealing with car repairs after an accident can be stressful. One common concern is finding transportation while your vehicle is in the shop. If you have rental reimbursement coverage, your auto insurance may pay for a rental car after an accident for up to 30 days. However, not all insurance policies include rental reimbursement, and …
Your home is your castle, but sometimes it can feel more like a money pit. Fortunately, there are many ways to save money and reduce home-related expenses. From budgeting to reducing utility usage, making simple changes can lead to significant savings. Below are 20 practical ways to save money at home. Some require an upfront …
Wondering, "What is a delinquency on a credit report?" A delinquency occurs when you fail to pay at least the minimum amount due on your account by the specified due date. Missing this payment can lead to immediate consequences, such as late fees. If the payment remains overdue for 30 days or more, it could …
Eager to pursue higher education but worried that bad credit might hold you back? Rest assured, having bad credit—typically defined as a FICO® Score of 579 or less—doesn’t automatically disqualify you from getting a student loan. In fact, there are options available to help you finance your education, even with less-than-perfect credit. How to Get …
Many homeowners dream of paying off their mortgage early. One effective strategy is to make biweekly mortgage payments. By paying half your monthly mortgage every two weeks, you can potentially shave years off your loan and save thousands of dollars in interest. Before you adopt this strategy, it’s essential to check with your lender to …
When a data breach occurs, confidential information, including consumer data, falls into the wrong hands. If you receive a notice that your information has been compromised, take swift action to secure your accounts and prevent fraud. Here’s what you should do after a data breach to protect yourself. 1. Stay Alert First, stay alert. If …
To understand how to protect your home with homeowners insurance, it's important to know what coverage it provides and how it safeguards your most significant investment. Typically, it safeguards your home and personal belongings from damage or theft and shields you from legal liability if someone gets injured on your property. However, to ensure full …