When debt collectors come calling, it's easy to feel overwhelmed. But you have rights—and options. Knowing how to negotiate with debt collectors can make the difference between financial stress and a smart resolution. This guide outlines every step you need to take, from verification to final agreement, so you can handle the situation with confidence. …
Tabitha McDonald
Tabitha McDonald
Tabitha McDonald is the heart and soul of CreditNerds® customer relations department. As the Customer Relations Manager, she plays a pivotal role in ensuring that every client’s experience with CreditNerds® is marked by exceptional service and unwavering dedication.
With a genuine and kind-hearted approach to customer service, Tabitha has earned the admiration and respect of CreditNerds® clients. Her warm and generous methods of assisting people not only solve their financial needs but also create lasting, positive impressions. Tabitha’s dedication to delivering top-notch customer service reflects CreditNerds® commitment to putting clients first.
Beyond her professional life, Tabitha is a true outdoor enthusiast. Whether it’s casting a line while fishing, immersing herself in the thrill of the hunt, or enjoying the serenity of a riverbank, nature provids her with a sense of freedom and adventure that complements her adventurous nature.
Just as she values the tranquility and beauty of the natural world, she cherishes the trust and relationships she builds with clients, making their financial journeys as smooth and enjoyable as her outdoor adventures.
As Customer Relations Manager, Tabitha McDonald is more than just a professional; she’s a dedicated advocate for CreditNerds® clients, embodying the company’s values of excellence, kindness, and integrity. Her passion for helping people and her love for the outdoors make her a remarkable and well-rounded individual both inside and outside of the office.
Check Out Our Blog
Missed a few payments? That could lead to more than late fees. If ignored long enough, your unpaid bills may land in collections. This not only adds stress but also damages your credit. But what types of debt can go to collections? You might be surprised at how broad the list is—and how quickly it …
Life gets busy. Whether you forgot a due date or ran into a temporary cash crunch, missing a payment by just one day can be stressful. But the real question is: Does a one-day-late payment affect your credit score? The short answer is no—but that doesn’t mean there aren’t other consequences. Let’s explore how one-day-late …
When it comes to your credit health, few things carry as much weight as a charge-off. But what is a charge-off, really? And more importantly, how does it affect your financial future? Let’s explore this crucial credit term and break down everything you need to know. What Is a Charge-Off? A charge-off occurs when a …
Filing for bankruptcy can offer a financial reset—but it's not without consequences. While the law doesn’t limit the number of times you can file, each type of bankruptcy carries specific waiting periods before you can receive another discharge. So the real question isn't just how often you can file—it's how often you should. Is There …
At some point, you might think about canceling a credit card. Maybe the annual fees seem too high. Or maybe the rewards don’t fit your lifestyle anymore. Perhaps you simply want to simplify your wallet—or eliminate the temptation to overspend. Whatever your reason, it’s important to pause and ask: Does closing a credit card hurt …
Transferring a car title is one of the most important steps in buying or selling a vehicle. It ensures legal ownership changes hands and protects both parties from future liability. Whether you’re buying from a private seller or through a dealership, understanding how to transfer a car title is essential. Why a Title Transfer Matters …
Buying a car is more than picking out a vehicle—it’s a financial decision that often involves two separate negotiations: the price of the car and the terms of the car loan. Handling both at once can be overwhelming. So, should you apply for a car loan before going to the dealership? In most cases, the …
Understanding how credit cards function is essential for using them responsibly and avoiding costly mistakes. At their core, credit cards give you access to a revolving line of credit. You can borrow, repay, and borrow again—without reapplying. What Is a Credit Card? A credit card is a financial tool that lets you borrow money repeatedly, …