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Tabitha McDonald

Tabitha McDonald

Tabitha McDonald is the heart and soul of CreditNerds® customer relations department. As the Customer Relations Manager, she plays a pivotal role in ensuring that every client’s experience with CreditNerds® is marked by exceptional service and unwavering dedication.

With a genuine and kind-hearted approach to customer service, Tabitha has earned the admiration and respect of CreditNerds® clients. Her warm and generous methods of assisting people not only solve their financial needs but also create lasting, positive impressions. Tabitha’s dedication to delivering top-notch customer service reflects CreditNerds® commitment to putting clients first.

Beyond her professional life, Tabitha is a true outdoor enthusiast. Whether it’s casting a line while fishing, immersing herself in the thrill of the hunt, or enjoying the serenity of a riverbank, nature provids her with a sense of freedom and adventure that complements her adventurous nature.

Just as she values the tranquility and beauty of the natural world, she cherishes the trust and relationships she builds with clients, making their financial journeys as smooth and enjoyable as her outdoor adventures.

As Customer Relations Manager, Tabitha McDonald is more than just a professional; she’s a dedicated advocate for CreditNerds® clients, embodying the company’s values of excellence, kindness, and integrity. Her passion for helping people and her love for the outdoors make her a remarkable and well-rounded individual both inside and outside of the office.

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A semi-realistic, 2D cartoon-style image of a thoughtful character with glasses holding a document labeled 'Bankruptcy Rules' while looking at a calendar with multiple marked dates. Surrounding the character are icons such as a gavel, dollar signs, and paperwork, symbolizing legal and financial aspects of bankruptcy filing. The background includes subtle elements like question marks and filing symbols, using flat colors and minimal shading to create a clean, approachable, and informative design.

Filing for bankruptcy can be a lifeline during financial hardship, but it’s not a decision to take lightly. A common question for those who’ve already been through it is: How many times can you file bankruptcy? While there’s no strict limit, specific waiting periods apply before you can file again and receive a discharge of …

A semi-realistic, 2D cartoon-style image of a friendly character with glasses holding a document labeled 'Used Car Payment 2024.' The character stands beside a simple illustration of a car, surrounded by icons such as dollar signs, a calculator, and calendar pages, symbolizing monthly payments. The background includes financial elements like charts, using flat colors and minimal shading to convey the concept of average used car payments in a clear and approachable way.

If you're considering a used car purchase, you might wonder about the average financing costs. Many buyers choose to finance, as approximately 42% of used car sales involve an auto loan. The average used car payment in 2024 is currently $525, which is over $100 lower than the average new car payment. Here’s a breakdown …

A semi-realistic, 2D cartoon-style image of a concerned character with glasses holding a document labeled 'Bankruptcy Costs' with a thoughtful expression. The character is surrounded by financial icons such as dollar signs, a calculator, and court symbols, symbolizing the expenses associated with filing for bankruptcy. The background includes elements like paperwork stacks and a question mark, using flat colors and minimal shading to keep the image approachable and easy to understand.

Filing for bankruptcy is a significant financial decision, often considered a last resort when debt becomes unmanageable. But how much does it cost to file bankruptcy? The expenses can vary based on factors like the type of bankruptcy, the complexity of your case, and whether you hire an attorney. Here’s a breakdown of the typical …

A semi-realistic, 2D cartoon-style image of a friendly character with glasses holding a checklist labeled 'Pay Off Holiday Debt' with a confident expression. Surrounding them are holiday-themed icons like gift boxes, a credit card, a piggy bank, and dollar signs, symbolizing strategies for managing and paying off holiday expenses. The background includes elements like a calendar and checklist items, using flat colors and minimal shading for an approachable and easy-to-follow design.

The holiday season often brings joy and celebration, but it can also leave us with a financial hangover. Between gifts, parties, and travel expenses, many people find themselves facing holiday debt in the new year. If this sounds familiar, you’re not alone. However, with a proactive approach, you can learn how to pay off holiday …

A semi-realistic, 2D cartoon-style image of a concerned character with glasses holding a document labeled 'Social Security' and looking thoughtful. Surrounding icons, such as a padlock, shield, warning symbol, and question marks, represent identity protection and steps to take if a Social Security number is stolen. The design uses flat colors and minimal shading, creating an approachable and informative visual on identity theft.

Identity theft can happen to anyone, and your Social Security number (SSN) is a prime target for scammers. When your SSN is stolen, acting quickly can protect your financial health. Start by reporting the theft and take steps to prevent further damage. Here’s a comprehensive guide to recovering from identity theft and keeping your information …

A semi-realistic, 2D cartoon-style image of a professional character with glasses holding a document labeled 'Second Mortgage' with a thoughtful expression. The character stands in front of a house illustration, surrounded by financial icons like dollar signs, a house key, and mortgage documents, symbolizing the concept of a second mortgage. The image uses flat colors and minimal shading, creating a professional yet approachable look that explains second mortgages effectively.

A second mortgage is a loan or line of credit that lets you access your home’s equity to achieve various financial goals. Home equity represents the portion of your home’s value that you fully own. While second mortgages can be powerful financial tools, they come with certain risks, including the potential for foreclosure if you …

A semi-realistic, 2D cartoon-style image of a professional looking lady with a slightly realistic face and glasses, holding a new credit card with a curious expression. She stands in front of simple financial icons like credit scores, upward and downward arrows, and additional credit card symbols, illustrating the potential impact of opening a new credit card on credit scores. The background includes subtle office decor, with flat colors and minimal shading for a clean, professional look.

Opening a new credit card can have both positive and negative effects on your credit score. Before applying, consider how a new card could impact your overall financial health, taking into account potential benefits like promotional interest rates or rewards programs. Let’s dive into how this decision can affect your credit score. How Can Opening …

A semi-realistic, 2D cartoon-style image of a professional character with glasses seated at a desk, surrounded by financial documents, charts, and a laptop displaying information related to 'Hard Inquiry vs. Soft Inquiry: What’s the Difference?' The character has a friendly, thoughtful expression, set in a cozy office environment with bookshelves, plants, and office decor. The clean, minimal shading style provides a professional yet approachable atmosphere, highlighting the concept of credit inquiries.

Hard Inquiry vs. Soft Inquiry: What’s the Difference? Understanding credit inquiries is essential when managing your credit health. Both hard and soft inquiries appear on your credit report, yet they differ in purpose and impact. Let's explore the key differences in a hard inquiry vs. soft inquiry, including when each type occurs and how they …

A semi-realistic, 2D cartoon-style image of a professional character with glasses holding a document labeled 'Brokerage Account.' The character, seated at a desk, is surrounded by financial elements like charts, stock icons, and documents representing investments. The background features office decor, including a plant and bookshelf, with flat colors and minimal shading to maintain a 2D look, making the concept of a brokerage account clear and accessible.

A brokerage account is an investment account that allows you to invest your money in stocks, bonds, mutual funds, ETFs, brokered CDs, and money market funds. Unlike retirement accounts like a 401(k) or IRA, brokerage accounts provide flexibility for contributions and withdrawals without specific tax advantages or penalties. With a brokerage account, you have the …