Your parents may still claim you as a dependent after you turn 18, but it depends on whether you meet IRS requirements. This can provide tax benefits for your parents, helping to offset costs if they continue supporting you financially. However, the rules change as you get older, determining whether you qualify as a dependent …
Tabitha McDonald
Tabitha McDonald
Tabitha McDonald is the heart and soul of CreditNerds® customer relations department. As the Customer Relations Manager, she plays a pivotal role in ensuring that every client’s experience with CreditNerds® is marked by exceptional service and unwavering dedication.
With a genuine and kind-hearted approach to customer service, Tabitha has earned the admiration and respect of CreditNerds® clients. Her warm and generous methods of assisting people not only solve their financial needs but also create lasting, positive impressions. Tabitha’s dedication to delivering top-notch customer service reflects CreditNerds® commitment to putting clients first.
Beyond her professional life, Tabitha is a true outdoor enthusiast. Whether it’s casting a line while fishing, immersing herself in the thrill of the hunt, or enjoying the serenity of a riverbank, nature provids her with a sense of freedom and adventure that complements her adventurous nature.
Just as she values the tranquility and beauty of the natural world, she cherishes the trust and relationships she builds with clients, making their financial journeys as smooth and enjoyable as her outdoor adventures.
As Customer Relations Manager, Tabitha McDonald is more than just a professional; she’s a dedicated advocate for CreditNerds® clients, embodying the company’s values of excellence, kindness, and integrity. Her passion for helping people and her love for the outdoors make her a remarkable and well-rounded individual both inside and outside of the office.
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Scams continue to evolve, using new technology and tactics to deceive victims. Fraud has become increasingly common, with reports showing that over $1 trillion was lost to scams in 2024. Understanding the latest threats can help you stay ahead and protect yourself. The latest scams you need to be aware of in 2025 include AI-powered …
More Americans are struggling to keep up with their car payments, reaching the highest delinquency rates in over 30 years. Rising costs and high interest rates have made it increasingly difficult for borrowers to stay current on their auto loans. As financial pressure mounts, many consumers are facing serious consequences, including potential repossession of their …
With cybercrime on the rise, protecting personal data has become more critical than ever. But what is a data breach? A data breach occurs when criminals gain unauthorized access to sensitive information, often for malicious purposes like identity theft and fraud. In recent years, data breaches have become more frequent, affecting millions of individuals and …
When it is time to buy a new car, determining your budget is essential. Many factors influence affordability, including your income, expenses, and other financial commitments. The Consumer Financial Protection Bureau (CFPB) recommends spending no more than 10% to 15% of your monthly take-home pay on total transportation costs. These include car payments, gas, insurance, …
A fraud alert notifies creditors that you may be a victim of identity theft and instructs them to verify your identity before approving any new credit in your name. This added layer of security helps prevent unauthorized accounts from being opened using your personal information. Fraud alerts are free to place, and once you set …
A sudden drop in your credit score can be frustrating, especially if you’re unsure why it happened. Credit scores fluctuate based on your financial behavior, and understanding the factors behind these changes can help you take control. If you're asking yourself why did my credit score drop, here are some of the most common reasons …
Pursuing higher education can be expensive, but bad credit does not have to be a barrier to getting a student loan. Many students worry that a low credit score will prevent them from securing funding for college. However, several options exist for students with poor or limited credit history. Federal student loans, in particular, are …
Errors on your credit report can impact your credit score and financial opportunities. If you notice incorrect information, you have the right to dispute it for free. Understanding how to dispute credit report information and correct errors is essential to maintaining an accurate credit profile. Whether you choose to file a dispute online, by mail, …