Your parents may still claim you as a dependent after you turn 18, but it depends on whether you meet IRS requirements. This can provide tax benefits for your parents, helping to offset costs if they continue supporting you financially. However, the rules change as you get older, determining whether you qualify as a dependent …
Stephanie Counts
Stephanie Counts
Stephanie Counts is not only a co-founder of CreditNerds® but also an integral part of the company’s heart and soul. Her role as a co-founder and her unwavering support as the wife of owner Eric Counts have played a pivotal role in CreditNerds® journey to success.
As a co-founder of CreditNerds®, Stephanie brings a unique blend of vision, dedication, and strategic insight to the company. Her commitment to the company’s mission and her steadfast belief in its potential have been instrumental in shaping CreditNerds® into the thriving enterprise it is today. Stephanie’s influence can be seen in every aspect of the company’s growth and development.
Beyond her professional endeavors, Stephanie has a passion for reading that knows no bounds. In her spare time, she immerses herself in the world of literature, finding solace and inspiration within the pages of books. Her love for reading reflects her curiosity, intellect, and her constant pursuit of knowledge.
Stephanie Counts is not just a co-founder; she is the embodiment of CreditNerds® values, resilience, and unwavering dedication to its clients. Her role within the company extends far beyond her title, as she continues to be a driving force behind its continued success.
In her multifaceted role as co-founder, supportive partner, and avid reader, Stephanie Counts exemplifies the qualities of a leader who is both dedicated to her company’s mission and passionate about her personal pursuits.
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Scams continue to evolve, using new technology and tactics to deceive victims. Fraud has become increasingly common, with reports showing that over $1 trillion was lost to scams in 2024. Understanding the latest threats can help you stay ahead and protect yourself. The latest scams you need to be aware of in 2025 include AI-powered …
More Americans are struggling to keep up with their car payments, reaching the highest delinquency rates in over 30 years. Rising costs and high interest rates have made it increasingly difficult for borrowers to stay current on their auto loans. As financial pressure mounts, many consumers are facing serious consequences, including potential repossession of their …
With cybercrime on the rise, protecting personal data has become more critical than ever. But what is a data breach? A data breach occurs when criminals gain unauthorized access to sensitive information, often for malicious purposes like identity theft and fraud. In recent years, data breaches have become more frequent, affecting millions of individuals and …
When it is time to buy a new car, determining your budget is essential. Many factors influence affordability, including your income, expenses, and other financial commitments. The Consumer Financial Protection Bureau (CFPB) recommends spending no more than 10% to 15% of your monthly take-home pay on total transportation costs. These include car payments, gas, insurance, …
A fraud alert notifies creditors that you may be a victim of identity theft and instructs them to verify your identity before approving any new credit in your name. This added layer of security helps prevent unauthorized accounts from being opened using your personal information. Fraud alerts are free to place, and once you set …
A sudden drop in your credit score can be frustrating, especially if you’re unsure why it happened. Credit scores fluctuate based on your financial behavior, and understanding the factors behind these changes can help you take control. If you're asking yourself why did my credit score drop, here are some of the most common reasons …
Pursuing higher education can be expensive, but bad credit does not have to be a barrier to getting a student loan. Many students worry that a low credit score will prevent them from securing funding for college. However, several options exist for students with poor or limited credit history. Federal student loans, in particular, are …
Errors on your credit report can impact your credit score and financial opportunities. If you notice incorrect information, you have the right to dispute it for free. Understanding how to dispute credit report information and correct errors is essential to maintaining an accurate credit profile. Whether you choose to file a dispute online, by mail, …