Owning a home is a significant financial milestone, but it also comes with various expenses. Thankfully, homeownership offers financial perks in the form of tax breaks that can make it more affordable. Whether you're a first-time buyer or a long-time homeowner, understanding these benefits can save you money. Here are 7 tax breaks for homeowners …
How Does It Work?
1
Look
We start by doing a full credit assessment to find out what we are working with… Don’t let this scare you away. With tons of lenders and programs, there is almost always an option for funding.
2
Talk
Next, we actually go over all the options to make sure that we have the BEST chance at getting you funded. We may ask some weird questions (are you a plumber?) but we assure you that there is a method to the madness.
3
Fund
At this point, we have discussed your options, gone over any possible fees, and informed you of any obstacles we could face. Finally, we work with over 250 different lenders to find you the money!
We Aren't Just Guessing...
Our proprietary FUNDS® system uses a mathematical algorithm to give a percentage likelihood of approval down to 1/100th of a percent with over 270 different lenders. If there is money to be found… we will find it.
Credit Repair & Funding
Why Choose CreditNerds®?
We get it... you have a thousand options when it comes to credit repair and business funding services... why choose us?
What is
FUNDS?
The FUNDS® system stands for Funding Underwriting Notification and Decisioning System. It is our proprietary software that tracks the lending trends of over 100 different lenders… But that’s not all it can do. It’s also the system that allows you access to our funding coaches, safe and secure log in, and a fast and easy way to stay informed about your approvals.
Let's be honest
What types of Funding are Actually Available?
It's our job...
At CreditNerds®, we are not just your average credit repair team; we are your dedicated allies in the fight for financial freedom. Our seasoned experts specialize in tackling a wide range of credit challenges, from erroneous late payments to stubborn collections and everything in between. With a proven track record of success, a commitment to transparency, and a passion for helping our clients, we're your trusted partner on the path to credit recovery. We've got the experience, the knowledge, and the determination to turn your credit profile around and pave the way for a brighter financial future. When you choose CreditNerds®, you're choosing a team that's genuinely invested in your success.
And... We have a blog!
Seeing flashing lights in your rearview mirror is never a good feeling, especially when it’s followed by a notice of a traffic violation. But is the document you receive a citation or a ticket? These terms are often used interchangeably, leaving many drivers confused. Understanding the distinction between a citation and a ticket, as well …
Discovering your car has been vandalized is frustrating and stressful. From smashed windows to spray-painted exteriors, repairing the damage can be costly. The good news is that comprehensive car insurance usually covers vandalism. However, it's important to understand how this coverage works and what steps to take when filing a claim. Let's break it down. …
The Consumer Financial Protection Bureau (CFPB) has filed a lawsuit against Experian, one of the largest credit reporting companies in the U.S., for not properly handling consumer disputes. The CFPB claims that Experian has been failing to investigate errors on credit reports as required by law. These mistakes can harm people by limiting their access …
Earning extra income from home has never been easier. Thanks to the internet and remote opportunities, you can supplement your income without leaving your house. Whether you're saving for a big purchase, paying down debt, or building financial security, there are numerous ways to get started. Let’s dive into 20 ways to make extra money …
Securing a mortgage without a credit score may seem daunting, but it’s entirely possible. The process typically involves manual underwriting, where a lender evaluates your financial information personally rather than relying on algorithms. While it requires more documentation and effort, this approach allows applicants with no credit history to demonstrate financial responsibility in other ways. …
Buying a home is one of the most significant purchases you'll make in your lifetime. It’s an exciting journey, but it requires careful evaluation of many factors to ensure you make the right choice. Knowing what to look for when buying a house can help you find a property that fits your lifestyle and financial …
Many individuals hesitate to divulge their Social Security numbers to financial institutions due to concerns about identity theft. The term CPN (Credit Privacy Number) has surfaced as an alternative, but what exactly is a CPN? Defining CPNs: Credit Profile Numbers CPN stands for Credit Profile Number, Credit Privacy Number, or Consumer Protection Number. While similar …
If you've recently tackled significant debts, settled loans, or diligently managed your credit utilization, you're on the right financial track. However, you might be wondering when these efforts will start reflecting in your credit score. Your credit scores play a pivotal role in lenders' decisions regarding your financial requests, but the process of calculating and …