As the holiday season approaches, many of us feel the pressure to stretch our budgets to cover gifts and celebrations. But bringing in some extra income ahead of time can help you stay on top of your spending without taking on unnecessary debt. There are plenty of side hustles that fit various interests and skills, …

Buying a home takes careful planning and preparation. If you’re aiming to buy a house within five years, it's important to start now by building up savings, reducing debt, and improving your financial health. Long-term goals like saving for a down payment and improving your debt-to-income ratio (DTI) are key steps in securing a mortgage …

Title insurance is a crucial form of protection for both homebuyers and mortgage lenders. It shields against financial and legal claims that may arise due to previous owners' actions. If you're purchasing a home with a mortgage, your lender will require this coverage. However, it’s also a good idea to consider getting a policy for …

A delinquency on a credit report occurs when an account becomes past due because you missed a minimum payment by the due date. Missing a payment can have immediate effects, such as late fees, and if the payment goes 30 or more days past due, it can be reported as a delinquency to credit bureaus, …

Credit card fraud is one of the most prevalent types of financial fraud today. According to the Federal Trade Commission (FTC), there were over 214,000 reports of credit card fraud in the first half of 2024 alone. While many credit cards offer zero liability protection, meaning you won’t be held responsible for unauthorized transactions, dealing …

An annuity can be a valuable retirement planning tool, offering guaranteed income when you're no longer working. Some annuities even allow your premiums to grow tax-deferred. Understanding how to buy an annuity can help you make the most of this financial product. Here’s a closer look at what annuities are, how they work, and what …