When you're financing a new home or refinancing an existing mortgage, finding the best mortgage rate is crucial. The good news is that you can negotiate mortgage rates to get a better deal. With careful preparation and smart tactics, you may save thousands over the life of your loan. Here’s how you can navigate the …
Penny Counts is not just a valued member of the team; she’s a cherished member of the CreditNerds® family. With more than seven years of dedicated service, Penny’s role as Senior Processor is crucial to the smooth and efficient functioning of the company.
As a Senior Processor at CreditNerds® , Penny brings a wealth of experience and expertise to her role. Her meticulous attention to detail, unwavering dedication, and deep understanding of the intricacies of financial processes have earned her the respect and admiration of her colleagues and clients alike. Penny’s commitment to excellence is a cornerstone of CreditNerds® success.
CreditNerds® is more than just a workplace for Penny; it’s a family affair. As part of the CreditNerds® family, she embodies the values and ethos that make the company unique. Penny understands the importance of strong family bonds and exemplifies these values both in and outside the office.
In her precious spare time, Penny delights in creating cherished memories with her beloved family, including her husband JJ and their son Matthew. Whether it’s exploring new adventures together or simply enjoying quality time at home, Penny’s love and dedication to her family are at the core of her life.
Penny Counts is not only a Senior Processor at CreditNerds® but also a testament to the company’s commitment to family values and strong relationships. Her tireless work ethic, combined with her passion for family, makes her an invaluable asset to both her professional and personal communities.
With her dedication to her role at CreditNerds® and her unwavering love for her family, Penny Counts embodies the spirit of a professional who excels in all aspects of her life.
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The holiday season brings joy, family time, and gift-giving, but it also increases the risk of scams and identity theft. As you juggle your to-do list and manage holiday expenses, fraudsters may see an opportunity to target you. To stay safe, follow these 7 tips to avoid holiday scams and protect your identity in 2024. …
Deciding when to get your first credit card is an important financial decision. While the minimum age to get a credit card is typically 18, there are several factors to consider. You must meet the issuer's credit requirements, have a reliable source of income, and possess the financial skills to manage it responsibly. Let’s explore …
A balance transfer involves moving debt from one or more credit cards or loans to a new credit card that offers an introductory 0% annual percentage rate (APR). This financial strategy can help you save on interest, making it easier to pay down your balance. However, it's not the only option available for debt repayment, …
Consumer spending habits provide a key measure of economic activity, but these trends can vary significantly across regions. One way to observe how much consumers are spending is by looking at the credit card balances they carry. In addition to credit card debt, other types of loans—such as mortgages, personal loans, auto loans, and student …
When purchasing a vehicle, the loan term plays a crucial role in determining both your monthly payments and the overall cost of the car. What’s the average length of a car loan? For new vehicles, the average car loan term is around 68.48 months, while for used vehicles, it is about 67.41 months, which equates …
Home Equity Loan vs. HELOC: What’s the Difference? Owning a home gives you the opportunity to access cash through your home’s equity. Two of the most popular ways to do this are through a home equity loan or a home equity line of credit (HELOC). But how do you decide which is best for your …
If you've noticed your mortgage payment suddenly increase, the reason could be tied to your escrow account. Many homeowners wonder why this happens, and in most cases, it’s due to changes in property taxes, insurance premiums, or escrow shortages. Understanding how escrow works can help you navigate these changes and manage your payments more effectively. …
Whether you’re buying a new or used car, you’ll need auto insurance before hitting the road. Insurance premiums depend on several factors, including your age, location, driving record, and the car itself. One common question is, is insurance cheaper for used vehicles? In many cases, it is, but there are exceptions. Let’s explore why insuring …