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Penny Counts

Penny Counts is not just a valued member of the  team; she’s a cherished member of the CreditNerds® family. With more than seven years of dedicated service, Penny’s role as Senior Processor is crucial to the smooth and efficient functioning of the company.

As a Senior Processor at CreditNerds® , Penny brings a wealth of experience and expertise to her role. Her meticulous attention to detail, unwavering dedication, and deep understanding of the intricacies of financial processes have earned her the respect and admiration of her colleagues and clients alike. Penny’s commitment to excellence is a cornerstone of CreditNerds® success.

CreditNerds® is more than just a workplace for Penny; it’s a family affair. As part of the CreditNerds® family, she embodies the values and ethos that make the company unique. Penny understands the importance of strong family bonds and exemplifies these values both in and outside the office.

In her precious spare time, Penny delights in creating cherished memories with her beloved family, including her husband JJ and their son Matthew. Whether it’s exploring new adventures together or simply enjoying quality time at home, Penny’s love and dedication to her family are at the core of her life.

Penny Counts is not only a Senior Processor at CreditNerds® but also a testament to the company’s commitment to family values and strong relationships. Her tireless work ethic, combined with her passion for family, makes her an invaluable asset to both her professional and personal communities.

With her dedication to her role at CreditNerds® and her unwavering love for her family, Penny Counts embodies the spirit of a professional who excels in all aspects of her life.

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Discovering that your bank has closed your account can be stressful and disruptive. Suddenly, you can't access your money, make payments, or receive direct deposits. In some cases, banks close accounts without warning, leaving you scrambling to find a solution. Understanding why this happens and taking immediate action can help you regain financial stability. Why …

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Debt consolidation can help simplify your finances by combining multiple debts into one manageable payment. Whether you use a personal loan, balance transfer card, or another method, consolidating debt can impact your credit. But how long does debt consolidation stay on your credit report? The answer depends on the type of credit used and how …

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Buying a home is a major decision, and many buyers wonder: Is buying a house without a real estate agent a good idea? While it's possible to handle the process alone, doing so could make things more complicated and costly. Real estate agents bring expertise that helps you navigate negotiations, contracts, and property inspections, potentially …

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Discovering that someone hit your parked car can be frustrating and stressful. However, taking the right steps can help you handle the situation smoothly and avoid unnecessary expenses. Here’s what to do when someone hits your parked car to protect yourself and your finances. 1. File an Accident Report One of the first things to …

Getting your child a credit card can be an excellent way to teach financial responsibility and help them build credit early. Establishing good habits now can set them up for future success. But, should my child get a credit card? Let’s explore the pros, cons, and key considerations to help you make the right choice. …

A semi-realistic cartoony illustration of a person wearing glasses sitting at a desk, looking at a credit score chart on their laptop with a satisfied expression. The laptop screen displays a gauge with green, yellow, and red sections, with the needle pointing towards the green section. The background features a simple home office setup with a plant and a cup of coffee, illustrating the concept of understanding good credit scores.

Your credit score plays a major role in your financial life. If you're wondering what is a good score? The answer can help you understand where you stand and what opportunities may be available to you. A good score typically falls within the mid to high 600s or above. A score in the high 700s …

A semi-realistic cartoony illustration of a person wearing glasses sitting at a desk, looking at a house listing on their laptop with a thoughtful expression. They are holding a calculator in one hand and a paper labeled 'Budget' in the other. The background features a simple home office setup with a plant and a coffee cup, illustrating the concept of budgeting for a home purchase.

Buying a home is a significant financial commitment, and your salary plays a key role in determining how much house you can afford. Lenders have specific rules tying your mortgage to your income and debts, but it's also essential to consider guidelines that align with your personal budget. Here’s everything you need to know about …

A semi-realistic cartoony illustration of a person wearing glasses standing next to a car with a large tree branch fallen on it. The person has a concerned expression and is holding a phone, possibly calling for help. The background features a suburban neighborhood with houses and trees, illustrating the scenario of car damage caused by fallen trees.

Discovering that a tree has fallen on your car can be frustrating and costly. Whether it's a cracked windshield, a dented hood, or a completely totaled vehicle, the damage can add up quickly. But who is responsible if a tree falls on my car? The answer depends on several factors, including where the tree was …

A semi-realistic cartoony illustration of a person wearing glasses, sitting at a desk with a cheerful expression while holding a document labeled 'Tax Savings' and pointing to it. The desk features a laptop, a calculator, and a small house model, symbolizing homeownership. The background includes a simple home office setup with a plant and a window, emphasizing the idea of maximizing tax savings for homeowners.

Owning a home is a significant financial milestone, but it also comes with various expenses. Thankfully, homeownership offers financial perks in the form of tax breaks that can make it more affordable. Whether you're a first-time buyer or a long-time homeowner, understanding these benefits can save you money. Here are 7 tax breaks for homeowners …