A sudden drop in your credit score can feel confusing and frustrating. You’ve been paying attention to your finances—but now your score is down, and you're left wondering: Why did my credit score drop? Your credit score is influenced by multiple factors. Payment history, credit utilization, length of credit history, and even errors on your …
Jordyn Counts
Jordyn Counts
Jordyn Counts is the Marketing and Social Media Manager at CreditNerds®, a role she’s earned through her unwavering dedication and hard work within the team. Despite her familial connection as the owner’s daughter, Jordyn has proven herself as an invaluable asset to the company with her creative vision and commitment to excellence.
As the driving force behind CreditNerds® marketing and social media endeavors, Jordyn brings a fresh perspective and innovative approach to the team. Her ability to craft engaging content and navigate the evolving landscape of digital marketing has contributed significantly to the company’s success.
Outside of her professional role, Jordyn has a penchant for embracing the unconventional. She enjoys indulging in what some may call “horrible” movies, finding unique entertainment in the world of cinema. Her creativity extends into the digital realm, where she explores her passion for artistry and design.
Jordyn’s pursuit of excellence doesn’t stop with marketing. She is actively pursuing a career in Theater Tech, combining her technical acumen with her love for the performing arts. Her educational journey reflects her commitment to continuous learning and self-improvement.
Jordyn Counts embodies the spirit of dedication, innovation, and a thirst for knowledge. Her multifaceted talents contribute to the success and vibrant culture of CreditNerds®. With her at the helm of marketing and social media, the company continues to reach new heights in its mission to empower individuals and businesses on their financial journeys.
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Paying off a loan may seem like a guaranteed win for your credit score. However, the reality is more complex. Whether your score goes up or down depends on your credit profile, loan type, and overall financial habits. Let’s break it down. How Credit Scores Are Calculated Before you decide to pay off your loan, …
When debt collectors come calling, it's easy to feel overwhelmed. But you have rights—and options. Knowing how to negotiate with debt collectors can make the difference between financial stress and a smart resolution. This guide outlines every step you need to take, from verification to final agreement, so you can handle the situation with confidence. …
Missed a few payments? That could lead to more than late fees. If ignored long enough, your unpaid bills may land in collections. This not only adds stress but also damages your credit. But what types of debt can go to collections? You might be surprised at how broad the list is—and how quickly it …
Life gets busy. Whether you forgot a due date or ran into a temporary cash crunch, missing a payment by just one day can be stressful. But the real question is: Does a one-day-late payment affect your credit score? The short answer is no—but that doesn’t mean there aren’t other consequences. Let’s explore how one-day-late …
When it comes to your credit health, few things carry as much weight as a charge-off. But what is a charge-off, really? And more importantly, how does it affect your financial future? Let’s explore this crucial credit term and break down everything you need to know. What Is a Charge-Off? A charge-off occurs when a …
Filing for bankruptcy can offer a financial reset—but it's not without consequences. While the law doesn’t limit the number of times you can file, each type of bankruptcy carries specific waiting periods before you can receive another discharge. So the real question isn't just how often you can file—it's how often you should. Is There …
At some point, you might think about canceling a credit card. Maybe the annual fees seem too high. Or maybe the rewards don’t fit your lifestyle anymore. Perhaps you simply want to simplify your wallet—or eliminate the temptation to overspend. Whatever your reason, it’s important to pause and ask: Does closing a credit card hurt …
Transferring a car title is one of the most important steps in buying or selling a vehicle. It ensures legal ownership changes hands and protects both parties from future liability. Whether you’re buying from a private seller or through a dealership, understanding how to transfer a car title is essential. Why a Title Transfer Matters …