When it comes to your credit health, few things carry as much weight as a charge-off. But what is a charge-off, really? And more importantly, how does it affect your financial future? Let’s explore this crucial credit term and break down everything you need to know. What Is a Charge-Off? A charge-off occurs when a …
Jordyn Counts
Jordyn Counts
Jordyn Counts is the Marketing and Social Media Manager at CreditNerds®, a role she’s earned through her unwavering dedication and hard work within the team. Despite her familial connection as the owner’s daughter, Jordyn has proven herself as an invaluable asset to the company with her creative vision and commitment to excellence.
As the driving force behind CreditNerds® marketing and social media endeavors, Jordyn brings a fresh perspective and innovative approach to the team. Her ability to craft engaging content and navigate the evolving landscape of digital marketing has contributed significantly to the company’s success.
Outside of her professional role, Jordyn has a penchant for embracing the unconventional. She enjoys indulging in what some may call “horrible” movies, finding unique entertainment in the world of cinema. Her creativity extends into the digital realm, where she explores her passion for artistry and design.
Jordyn’s pursuit of excellence doesn’t stop with marketing. She is actively pursuing a career in Theater Tech, combining her technical acumen with her love for the performing arts. Her educational journey reflects her commitment to continuous learning and self-improvement.
Jordyn Counts embodies the spirit of dedication, innovation, and a thirst for knowledge. Her multifaceted talents contribute to the success and vibrant culture of CreditNerds®. With her at the helm of marketing and social media, the company continues to reach new heights in its mission to empower individuals and businesses on their financial journeys.
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Filing for bankruptcy can offer a financial reset—but it's not without consequences. While the law doesn’t limit the number of times you can file, each type of bankruptcy carries specific waiting periods before you can receive another discharge. So the real question isn't just how often you can file—it's how often you should. Is There …
At some point, you might think about canceling a credit card. Maybe the annual fees seem too high. Or maybe the rewards don’t fit your lifestyle anymore. Perhaps you simply want to simplify your wallet—or eliminate the temptation to overspend. Whatever your reason, it’s important to pause and ask: Does closing a credit card hurt …
Transferring a car title is one of the most important steps in buying or selling a vehicle. It ensures legal ownership changes hands and protects both parties from future liability. Whether you’re buying from a private seller or through a dealership, understanding how to transfer a car title is essential. Why a Title Transfer Matters …
Buying a car is more than picking out a vehicle—it’s a financial decision that often involves two separate negotiations: the price of the car and the terms of the car loan. Handling both at once can be overwhelming. So, should you apply for a car loan before going to the dealership? In most cases, the …
Understanding how credit cards function is essential for using them responsibly and avoiding costly mistakes. At their core, credit cards give you access to a revolving line of credit. You can borrow, repay, and borrow again—without reapplying. What Is a Credit Card? A credit card is a financial tool that lets you borrow money repeatedly, …
Your parents may still claim you as a dependent after you turn 18, but it depends on whether you meet IRS requirements. This can provide tax benefits for your parents, helping to offset costs if they continue supporting you financially. However, the rules change as you get older, determining whether you qualify as a dependent …
Scams continue to evolve, using new technology and tactics to deceive victims. Fraud has become increasingly common, with reports showing that over $1 trillion was lost to scams in 2024. Understanding the latest threats can help you stay ahead and protect yourself. The latest scams you need to be aware of in 2025 include AI-powered …
More Americans are struggling to keep up with their car payments, reaching the highest delinquency rates in over 30 years. Rising costs and high interest rates have made it increasingly difficult for borrowers to stay current on their auto loans. As financial pressure mounts, many consumers are facing serious consequences, including potential repossession of their …