Hard Inquiry vs. Soft Inquiry: What’s the Difference? Understanding credit inquiries is essential when managing your credit health. Both hard and soft inquiries appear on your credit report, yet they differ in purpose and impact. Let's explore the key differences in a hard inquiry vs. soft inquiry, including when each type occurs and how they …
Funding for Codebreaker®
Funding for Codebreaker®
How Does It Work?
1
Look
2
Talk
3
Fund
We Aren't Just Guessing...
Our proprietary FUNDS® system uses a mathematical algorithm to give a percentage likelihood of approval down to 1/100th of a percent with over 270 different lenders. If there is money to be found… we will find it.
Why Choose CreditNerds®?
We get it... you have a thousand options when it comes to credit repair and business funding services... why choose us?
- Protect Your Credit Many funding companies will not be honest about the fact that you could see some negative impact to your credit report during the funding process. Not only will we be honest, we will go over how we limit that impact with our proprietary funding system.
- Maximize Funding Think about it… We're only paid if we're are able to get you access to funding. That means, as long as it is legal, moral, and ethical, we will stop at nothing to get you the funding you need to reach your goals.
- Reach Your Goals Our program helps fund an average of $1,000,000 each month to people just like you. People looking to improve their lives by learning to invest, to create more options to buy properties or assets, or just starting their own new business. Thousands of people that knew that sometimes, taking a chance is all it takes to make a better life.
What is
FUNDS?
The FUNDS® system stands for Funding Underwriting Notification and Decisioning System. It is our proprietary software that tracks the lending trends of over 100 different lenders… But that’s not all it can do. It’s also the system that allows you access to our funding coaches, safe and secure log in, and a fast and easy way to stay informed about your approvals.
What types of Funding are Actually Available?
It's our job...
At CreditNerds®, we are not just your average credit repair team; we are your dedicated allies in the fight for financial freedom. Our seasoned experts specialize in tackling a wide range of credit challenges, from erroneous late payments to stubborn collections and everything in between. With a proven track record of success, a commitment to transparency, and a passion for helping our clients, we're your trusted partner on the path to credit recovery. We've got the experience, the knowledge, and the determination to turn your credit profile around and pave the way for a brighter financial future. When you choose CreditNerds®, you're choosing a team that's genuinely invested in your success.
And... We have a blog!
A brokerage account is an investment account that allows you to invest your money in stocks, bonds, mutual funds, ETFs, brokered CDs, and money market funds. Unlike retirement accounts like a 401(k) or IRA, brokerage accounts provide flexibility for contributions and withdrawals without specific tax advantages or penalties. With a brokerage account, you have the …
When purchasing a car, you generally have two main financing options: securing a loan through a bank (or credit union) or opting for dealership financing. While dealership financing has its advantages, securing a loan from a bank or credit union allows you to sidestep the dealership as a middleman. One option that is growing in …
When you're financing a new home or refinancing an existing mortgage, finding the best mortgage rate is crucial. The good news is that you can negotiate mortgage rates to get a better deal. With careful preparation and smart tactics, you may save thousands over the life of your loan. Here’s how you can navigate the …
The holiday season brings joy, family time, and gift-giving, but it also increases the risk of scams and identity theft. As you juggle your to-do list and manage holiday expenses, fraudsters may see an opportunity to target you. To stay safe, follow these 7 tips to avoid holiday scams and protect your identity in 2024. …
Deciding when to get your first credit card is an important financial decision. While the minimum age to get a credit card is typically 18, there are several factors to consider. You must meet the issuer's credit requirements, have a reliable source of income, and possess the financial skills to manage it responsibly. Let’s explore …
A balance transfer involves moving debt from one or more credit cards or loans to a new credit card that offers an introductory 0% annual percentage rate (APR). This financial strategy can help you save on interest, making it easier to pay down your balance. However, it's not the only option available for debt repayment, …
Consumer spending habits provide a key measure of economic activity, but these trends can vary significantly across regions. One way to observe how much consumers are spending is by looking at the credit card balances they carry. In addition to credit card debt, other types of loans—such as mortgages, personal loans, auto loans, and student …
When purchasing a vehicle, the loan term plays a crucial role in determining both your monthly payments and the overall cost of the car. What’s the average length of a car loan? For new vehicles, the average car loan term is around 68.48 months, while for used vehicles, it is about 67.41 months, which equates …
Whatcha waitin' for?
It takes only few minutes to register for a funding assessment and be on your way to more access to capital. And best of all… it’s FREE! Our company is a leading provider of technology based funding services backed by industry leading technology and security. Our clients range from college students to wealthy seasoned investors. No matter who you are, where are you from, or what your budget is, we have funding solutions to fit the needs of your growing company or your growing family. The assessment is free and you only pay for success… You can’t go wrong.