fbpx
An image of three cartoon style characters. From right to left is a man holding money, a woman with a sign that says CodeBreaker, and a man holding a pencil.

Funding for Codebreaker®

Funding for Codebreaker®

Whether you need funding to start or grow a business or get started with Codebreaker®, you can rest assured knowing that CreditNerds® is here to help you every step of the way! And the best part... You pay ONLY for results!

How Does It Work?

1

Look

We start by doing a full credit assessment to find out what we are working with… Don’t let this scare you away. With tons of lenders and programs, there is almost always an option for funding.
2

Talk

Next, we actually go over all the options to make sure that we have the BEST chance at getting you funded. We may ask some weird questions (are you a plumber?) but we assure you that there is a method to the madness.
3

Fund

At this point, we have discussed your options, gone over any possible fees, and informed you of any obstacles we could face. Finally, we work with over 250 different lenders to find you the money!

We Aren't Just Guessing...

Our proprietary FUNDS® system uses a mathematical algorithm to give a percentage likelihood of approval down to 1/100th of a percent with over 270 different lenders. If there is money to be found… we will find it.

An image of a cartoon style man standing next to a question mark.
Credit Repair & Funding

Why Choose CreditNerds®?

We get it... you have a thousand options when it comes to credit repair and business funding services... why choose us?

  • Protect Your Credit Many funding companies will not be honest about the fact that you could see some negative impact to your credit report during the funding process. Not only will we be honest, we will go over how we limit that impact with our proprietary funding system.
  • Maximize Funding Think about it… We're only paid if we're are able to get you access to funding. That means, as long as it is legal, moral, and ethical, we will stop at nothing to get you the funding you need to reach your goals.
  • Reach Your Goals Our program helps fund an average of $1,000,000 each month to people just like you. People looking to improve their lives by learning to invest, to create more options to buy properties or assets, or just starting their own new business. Thousands of people that knew that sometimes, taking a chance is all it takes to make a better life.

What is
FUNDS?

The FUNDS® system stands for Funding Underwriting Notification and Decisioning System. It is our proprietary software that tracks the lending trends of over 100 different lenders… But that’s not all it can do. It’s also the system that allows you access to our funding coaches, safe and secure log in, and a fast and easy way to stay informed about your approvals.

An image of a cartoon style woman holding a computer.

It's our job...

At CreditNerds®, we are not just your average credit repair team; we are your dedicated allies in the fight for financial freedom. Our seasoned experts specialize in tackling a wide range of credit challenges, from erroneous late payments to stubborn collections and everything in between. With a proven track record of success, a commitment to transparency, and a passion for helping our clients, we're your trusted partner on the path to credit recovery. We've got the experience, the knowledge, and the determination to turn your credit profile around and pave the way for a brighter financial future. When you choose CreditNerds®, you're choosing a team that's genuinely invested in your success.

A cartoon image of three business style characters who provide credit repair services..

And... We have a blog!

A semi-realistic digital illustration of a young man with dark hair and glasses sitting at a wooden desk in a home office. He looks thoughtful, resting his chin on his hand while using a laptop labeled “EXPERIAN.” An open book lies on the desk beside him. Behind him, a floating digital window displays a mock news headline reading “The CFPB suing Experian” with a “LAWSUIT” stamp, suggesting a legal dispute. The background includes a window showing a sunny day with trees and a bookshelf with plants and folders.

When debt collectors come calling, it's easy to feel overwhelmed. But you have rights—and options. Knowing how to negotiate with debt collectors can make the difference between financial stress and a smart resolution. This guide outlines every step you need to take, from verification to final agreement, so you can handle the situation with confidence. …

A semi-realistic cartoon-style illustration of a young man with glasses sitting at a wooden desk in a cozy home office. He looks puzzled, resting one hand on his temple while thinking. Floating around him are four circular icons representing different types of debt that can go to collections: a credit card, a stethoscope (medical debt), a graduation cap (student loans), and a car with a dollar sign (auto loans). An open book and a pen rest on the desk, and a window with soft natural light brightens the background.

Missed a few payments? That could lead to more than late fees. If ignored long enough, your unpaid bills may land in collections. This not only adds stress but also damages your credit. But what types of debt can go to collections? You might be surprised at how broad the list is—and how quickly it …

A semi-realistic cartoon-style illustration of a young man with glasses sitting at a wooden desk in a home office. He looks distressed, holding a bill labeled “Due Date: APR 15” in one hand while running the other hand through his hair. Behind him, a clock shows a late hour, and a cautionary credit score gauge hovers nearby, pointing toward the yellow zone. An exclamation mark symbol emphasizes urgency. The background features bookshelves, a potted plant, and a sunny window, creating a relatable scene about the impact of late payments on credit scores.

Life gets busy. Whether you forgot a due date or ran into a temporary cash crunch, missing a payment by just one day can be stressful. But the real question is: Does a one-day-late payment affect your credit score? The short answer is no—but that doesn’t mean there aren’t other consequences. Let’s explore how one-day-late …

A square cartoon-style image of a worried man with glasses holding a document labeled "Charge-Off" marked with a red X symbol. His other hand rests on his head in concern, highlighting the stress and confusion often associated with charge-offs.

When it comes to your credit health, few things carry as much weight as a charge-off. But what is a charge-off, really? And more importantly, how does it affect your financial future? Let’s explore this crucial credit term and break down everything you need to know. What Is a Charge-Off? A charge-off occurs when a …

A semi-realistic cartoon-style illustration of a concerned man with dark hair and glasses sitting at a wooden table. He rests one hand against his face and points at a document labeled "BANKRUPTCY" with a large question mark, conveying uncertainty and contemplation. A pen lies beside the paper, and the background is a warm beige tone, keeping the focus on the man's expression and the document.

Filing for bankruptcy can offer a financial reset—but it's not without consequences. While the law doesn’t limit the number of times you can file, each type of bankruptcy carries specific waiting periods before you can receive another discharge. So the real question isn't just how often you can file—it's how often you should. Is There …

A square cartoon-style illustration of a man with glasses holding a credit card, appearing concerned. A red padlock and a blue question mark float beside him, symbolizing uncertainty around credit card decisions.

At some point, you might think about canceling a credit card. Maybe the annual fees seem too high. Or maybe the rewards don’t fit your lifestyle anymore. Perhaps you simply want to simplify your wallet—or eliminate the temptation to overspend. Whatever your reason, it’s important to pause and ask: Does closing a credit card hurt …

A square cartoon-style image of a man with glasses holding a document labeled "Car Title" in front of a red sedan. He stands outside on a sunny day with a background of trees and a clear sky, representing the process of transferring a car title.

Transferring a car title is one of the most important steps in buying or selling a vehicle. It ensures legal ownership changes hands and protects both parties from future liability. Whether you’re buying from a private seller or through a dealership, understanding how to transfer a car title is essential. Why a Title Transfer Matters …

A square cartoon-style image of a man with glasses standing outside a car dealership, smiling while holding a clipboard labeled "Loan" and a pen. Red and blue cars are parked nearby under a sunny sky with trees in the background.

Buying a car is more than picking out a vehicle—it’s a financial decision that often involves two separate negotiations: the price of the car and the terms of the car loan. Handling both at once can be overwhelming. So, should you apply for a car loan before going to the dealership? In most cases, the …

A semi-realistic cartoony illustration of a person wearing glasses sitting at a desk with a thoughtful expression, holding a credit card in one hand. The desk includes a laptop, a potted plant, a questionnaire diagram, and other simple office items, illustrating the concept of understanding how credit cards work.

Understanding how credit cards function is essential for using them responsibly and avoiding costly mistakes. At their core, credit cards give you access to a revolving line of credit. You can borrow, repay, and borrow again—without reapplying. What Is a Credit Card? A credit card is a financial tool that lets you borrow money repeatedly, …

Whatcha waitin' for?

It takes only few minutes to register for a funding assessment and be on your way to more access to capital. And best of all… it’s FREE! Our company is a leading provider of technology based funding services backed by industry leading technology and security. Our clients range from college students to wealthy seasoned investors. No matter who you are, where are you from, or what your budget is, we have funding solutions to fit the needs of your growing company or your growing family. The assessment is free and you only pay for success… You can’t go wrong.