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Illustration of a person wearing glasses, looking worried while holding a loan document with a red stamp. The background features symbols of financial distress such as broken piggy banks, overdue bills, and dark clouds. The character, with medium-length hair and casual attire, has a concerned expression. The scene is set in somber tones like grays and blues, indicating financial trouble and concern.

When you fall behind on your car payments, your lender could deem your loan to be in default. …