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A semi-realistic cartoon-style illustration of a concerned person with glasses, sitting at a desk cluttered with documents labeled "Bankruptcy" and a checklist titled "8 Things to Consider." The character is holding their head in one hand, looking stressed and deep in thought. Around them are icons like a calculator, a clock, dollar signs, and question marks, symbolizing financial considerations and urgency. The character is dressed in casual clothes, creating a relatable and personal touch. The background shows a simple home office with shelves and a window displaying an overcast sky, emphasizing a serious mood.

Dealing with overwhelming debt can lead many to consider bankruptcy, a legal process that offers relief but also …