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A more realistic semi-realistic cartoony image of a person with short brown hair and glasses, standing confidently in front of a well-maintained suburban house. They are holding a large umbrella over the house, symbolizing protection. The scene includes a neatly trimmed lawn, a driveway, and trees in the background, with detailed textures and lighting to create a lifelike yet approachable feel.

To understand how to protect your home with homeowners insurance, it's important to know what coverage it provides …