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Category: Credit

A semi-realistic cartoony image of a person with short brown hair and glasses, sitting at a desk looking worriedly at a credit report on a computer screen with 'Delinquency' highlighted in red. The desk is cluttered with bills, a calculator, and a notepad, set in a simple home office with a bookshelf, clock, and plant in the background.

A delinquency on a credit report occurs when an account becomes past due because you missed a minimum …