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Category: Credit

A colorful, semi-realistic cartoon depiction of a young adult with glasses, sitting at a desk filled with symbols of loan collateral such as a miniature car, house model, and jewelry. The person is looking at a laptop showing graphs and the phrase 'Understanding Collateral', surrounded by various financial documents, a calculator, and a cup of coffee. The scene includes a bookshelf with finance books and a large window that reveals a sprawling city skyline.

Collateral is anything you use to secure a loan, serving as a lender's safety net. If you fail …