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Nerd Blog!

Getting your child a credit card can be an excellent way to teach financial responsibility and help them build credit early. Establishing good habits now can set them up for future success. But, should my child get a credit card? Let’s explore the pros, cons, and key considerations to help you make the right choice. …

A semi-realistic cartoony illustration of a person wearing glasses sitting at a desk, looking at a credit score chart on their laptop with a satisfied expression. The laptop screen displays a gauge with green, yellow, and red sections, with the needle pointing towards the green section. The background features a simple home office setup with a plant and a cup of coffee, illustrating the concept of understanding good credit scores.

Your credit score plays a major role in your financial life. If you're wondering what is a good score? The answer can help you understand where you stand and what opportunities may be available to you. A good score typically falls within the mid to high 600s or above. A score in the high 700s …

A semi-realistic cartoony illustration of a person wearing glasses sitting at a desk, looking at a house listing on their laptop with a thoughtful expression. They are holding a calculator in one hand and a paper labeled 'Budget' in the other. The background features a simple home office setup with a plant and a coffee cup, illustrating the concept of budgeting for a home purchase.

Buying a home is a significant financial commitment, and your salary plays a key role in determining how much house you can afford. Lenders have specific rules tying your mortgage to your income and debts, but it's also essential to consider guidelines that align with your personal budget. Here’s everything you need to know about …

A semi-realistic cartoony illustration of a person wearing glasses standing next to a car with a large tree branch fallen on it. The person has a concerned expression and is holding a phone, possibly calling for help. The background features a suburban neighborhood with houses and trees, illustrating the scenario of car damage caused by fallen trees.

Discovering that a tree has fallen on your car can be frustrating and costly. Whether it's a cracked windshield, a dented hood, or a completely totaled vehicle, the damage can add up quickly. But who is responsible if a tree falls on my car? The answer depends on several factors, including where the tree was …

A semi-realistic cartoony illustration of a person wearing glasses, sitting at a desk with a cheerful expression while holding a document labeled 'Tax Savings' and pointing to it. The desk features a laptop, a calculator, and a small house model, symbolizing homeownership. The background includes a simple home office setup with a plant and a window, emphasizing the idea of maximizing tax savings for homeowners.

Owning a home is a significant financial milestone, but it also comes with various expenses. Thankfully, homeownership offers financial perks in the form of tax breaks that can make it more affordable. Whether you're a first-time buyer or a long-time homeowner, understanding these benefits can save you money. Here are 7 tax breaks for homeowners …

A semi-realistic cartoony illustration of a person wearing glasses, sitting at a desk with two documents labeled 'Citation' and 'Ticket' in front of them. The person has a curious and slightly puzzled expression, comparing the two. The background includes a simple home office setup with a laptop, a plant, and a stack of papers, illustrating the topic of understanding the difference between a citation and a ticket.

Seeing flashing lights in your rearview mirror is never a good feeling, especially when it’s followed by a notice of a traffic violation. But is the document you receive a citation or a ticket? These terms are often used interchangeably, leaving many drivers confused. Understanding the distinction between a citation and a ticket, as well …

A semi-realistic cartoony illustration of a person wearing glasses standing next to a car with visible signs of vandalism, such as a broken window and spray paint. The person has a concerned expression, holding an insurance document in one hand and pointing to the damage with the other. The background shows a simple urban setting with a street and lamppost, focusing on the topic of car insurance and vandalism.

Discovering your car has been vandalized is frustrating and stressful. From smashed windows to spray-painted exteriors, repairing the damage can be costly. The good news is that comprehensive car insurance usually covers vandalism. However, it's important to understand how this coverage works and what steps to take when filing a claim. Let's break it down. …

A semi-realistic cartoony illustration of a person wearing glasses, sitting at a desk with a laptop, looking serious while reading about the CFPB suing Experian for sham investigations. The laptop screen features a graphic symbolizing a legal case. The background includes a simple home office setup with a plant and a bookshelf, emphasizing the topic of credit report errors and legal action.

The Consumer Financial Protection Bureau (CFPB) has filed a lawsuit against Experian, one of the largest credit reporting companies in the U.S., for not properly handling consumer disputes. The CFPB claims that Experian has been failing to investigate errors on credit reports as required by law. These mistakes can harm people by limiting their access …

A semi-realistic cartoony illustration of a person wearing glasses, sitting at a desk in a home office and typing on a laptop. They are surrounded by items symbolizing different ways to make money from home, such as a stack of books, a camera, and craft supplies. The background features a simple home setup with a plant and a window, creating an inspiring and relatable scene about earning extra income from home.

Earning extra income from home has never been easier. Thanks to the internet and remote opportunities, you can supplement your income without leaving your house. Whether you're saving for a big purchase, paying down debt, or building financial security, there are numerous ways to get started. Let’s dive into 20 ways to make extra money …