When it comes to your credit health, few things carry as much weight as a charge-off. But what is a charge-off, really? And more importantly, how does it affect your financial future? Let’s explore this crucial credit term and break down everything you need to know. What Is a Charge-Off? A charge-off occurs when a …
Ariel Tarvin
Ariel Tarvin
Ariel Tarvin brings over seven years of invaluable experience to her role as a Funding Coordinator at CreditNerds®. Her dedication and expertise have made her an integral part of our team, contributing significantly to our mission of empowering individuals to achieve their financial goals.
In her role as Funding Coordinator, Ariel plays a pivotal role in facilitating the financial success of our clients. Her meticulous attention to detail and deep understanding of the intricacies of credit and funding processes make her an indispensable asset to our organization. Ariel’s commitment to excellence is evident in every aspect of her work, ensuring that our clients receive the highest level of service and support.
Beyond her professional achievements, Ariel is a devoted wife and loving mother. Her strong family values and unwavering commitment to both her personal and professional responsibilities serve as an inspiration to all who have the privilege of working with her.
Outside of her demanding role at CreditNerds®, Ariel finds solace in the world of literature and enjoys spending her leisure time immersed in the pages of her favorite books. She also indulges in a passion for virtual world-building through her beloved pastime of playing “The Sims.”
Ariel’s dedication, both to her family and her role at CreditNerds®, is a testament to her unwavering work ethic and strong sense of purpose. Her multifaceted talents and remarkable commitment continue to drive success for our clients and our organization as a whole.
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Filing for bankruptcy can offer a financial reset—but it's not without consequences. While the law doesn’t limit the number of times you can file, each type of bankruptcy carries specific waiting periods before you can receive another discharge. So the real question isn't just how often you can file—it's how often you should. Is There …
At some point, you might think about canceling a credit card. Maybe the annual fees seem too high. Or maybe the rewards don’t fit your lifestyle anymore. Perhaps you simply want to simplify your wallet—or eliminate the temptation to overspend. Whatever your reason, it’s important to pause and ask: Does closing a credit card hurt …
Transferring a car title is one of the most important steps in buying or selling a vehicle. It ensures legal ownership changes hands and protects both parties from future liability. Whether you’re buying from a private seller or through a dealership, understanding how to transfer a car title is essential. Why a Title Transfer Matters …
Buying a car is more than picking out a vehicle—it’s a financial decision that often involves two separate negotiations: the price of the car and the terms of the car loan. Handling both at once can be overwhelming. So, should you apply for a car loan before going to the dealership? In most cases, the …
Understanding how credit cards function is essential for using them responsibly and avoiding costly mistakes. At their core, credit cards give you access to a revolving line of credit. You can borrow, repay, and borrow again—without reapplying. What Is a Credit Card? A credit card is a financial tool that lets you borrow money repeatedly, …
Your parents may still claim you as a dependent after you turn 18, but it depends on whether you meet IRS requirements. This can provide tax benefits for your parents, helping to offset costs if they continue supporting you financially. However, the rules change as you get older, determining whether you qualify as a dependent …
Scams continue to evolve, using new technology and tactics to deceive victims. Fraud has become increasingly common, with reports showing that over $1 trillion was lost to scams in 2024. Understanding the latest threats can help you stay ahead and protect yourself. The latest scams you need to be aware of in 2025 include AI-powered …