A sudden drop in your credit score can feel confusing and frustrating. You’ve been paying attention to your finances—but now your score is down, and you're left wondering: Why did my credit score drop? Your credit score is influenced by multiple factors. Payment history, credit utilization, length of credit history, and even errors on your …
Ariel Tarvin
Ariel Tarvin
Ariel Tarvin brings over seven years of invaluable experience to her role as a Funding Coordinator at CreditNerds®. Her dedication and expertise have made her an integral part of our team, contributing significantly to our mission of empowering individuals to achieve their financial goals.
In her role as Funding Coordinator, Ariel plays a pivotal role in facilitating the financial success of our clients. Her meticulous attention to detail and deep understanding of the intricacies of credit and funding processes make her an indispensable asset to our organization. Ariel’s commitment to excellence is evident in every aspect of her work, ensuring that our clients receive the highest level of service and support.
Beyond her professional achievements, Ariel is a devoted wife and loving mother. Her strong family values and unwavering commitment to both her personal and professional responsibilities serve as an inspiration to all who have the privilege of working with her.
Outside of her demanding role at CreditNerds®, Ariel finds solace in the world of literature and enjoys spending her leisure time immersed in the pages of her favorite books. She also indulges in a passion for virtual world-building through her beloved pastime of playing “The Sims.”
Ariel’s dedication, both to her family and her role at CreditNerds®, is a testament to her unwavering work ethic and strong sense of purpose. Her multifaceted talents and remarkable commitment continue to drive success for our clients and our organization as a whole.
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Paying off a loan may seem like a guaranteed win for your credit score. However, the reality is more complex. Whether your score goes up or down depends on your credit profile, loan type, and overall financial habits. Let’s break it down. How Credit Scores Are Calculated Before you decide to pay off your loan, …
When debt collectors come calling, it's easy to feel overwhelmed. But you have rights—and options. Knowing how to negotiate with debt collectors can make the difference between financial stress and a smart resolution. This guide outlines every step you need to take, from verification to final agreement, so you can handle the situation with confidence. …
Missed a few payments? That could lead to more than late fees. If ignored long enough, your unpaid bills may land in collections. This not only adds stress but also damages your credit. But what types of debt can go to collections? You might be surprised at how broad the list is—and how quickly it …
Life gets busy. Whether you forgot a due date or ran into a temporary cash crunch, missing a payment by just one day can be stressful. But the real question is: Does a one-day-late payment affect your credit score? The short answer is no—but that doesn’t mean there aren’t other consequences. Let’s explore how one-day-late …
When it comes to your credit health, few things carry as much weight as a charge-off. But what is a charge-off, really? And more importantly, how does it affect your financial future? Let’s explore this crucial credit term and break down everything you need to know. What Is a Charge-Off? A charge-off occurs when a …
Filing for bankruptcy can offer a financial reset—but it's not without consequences. While the law doesn’t limit the number of times you can file, each type of bankruptcy carries specific waiting periods before you can receive another discharge. So the real question isn't just how often you can file—it's how often you should. Is There …
At some point, you might think about canceling a credit card. Maybe the annual fees seem too high. Or maybe the rewards don’t fit your lifestyle anymore. Perhaps you simply want to simplify your wallet—or eliminate the temptation to overspend. Whatever your reason, it’s important to pause and ask: Does closing a credit card hurt …