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A cartoon style image of three characters. They are wearing construction hats and holding power tools. They are working on repairing Credit.

Credit Repair

Credit Repair

We get it... Your credit could use some work. Well, we have the tools to get it done and you can rest assured knowing that CreditNerds® is here to help you every step of the way!
And the best part... You pay ONLY for results!
or… View Our Pricing Model

How Does It Work?

1
1st We Talk
We start with a free no-obligation call to make sure we are the right fit for your needs.
2
We Make A List
During our call, we let you know what we feel we will be able to do for you.
3
We Get To Work
All our services are done BEFORE you pay so there is no risk to you or your wallet.
4
THEN... You Pay.
It is only after our results have been obtained that you would have any fees due.

Secure, Convenient Service You Can Actually Rely On

Too many companies make tons of promises but can't deliver when it really matters. They guarantee the world but won't even answer the phone. With CreditNerds®, you get top notch support from a team of REAL people who want to see you succeed.

A cartoon image of a lady who provides credit repair services holding a lightbulb.

Keep more money in your own pocket!

At CreditNerds®, we believe in your financial success as much as you do. That's why we've revolutionized the credit repair industry by offering a payment structure that's truly customer-centric. With us, you only pay when we succeed in removing negative items from your credit report. Your satisfaction is our priority, and we're committed to delivering tangible results.

A cartoon image of a lady who provides credit repair services holding money.

Your Future Looks Bright…

Are you ready to take the first step towards financial freedom and business success? Schedule a free consultation with CreditNerds® today! Our experts at CreditNerds® will assess your unique situation, discuss your goals, and provide you with a clear roadmap to financial prosperity. Don't wait; your brighter financial future starts here with CreditNerds®.

Credit Repair & Funding

Why Choose CreditNerds®?

We get it... you have a thousand options when it comes to credit repair and business funding services... why choose us?

  • Results-Driven Approach: CreditNerds doesn't just promise results; we deliver them. Our team of experienced CreditNerds® employs proven strategies to remove inaccuracies and improve your credit score.
  • Transparent and Fair Pricing: You'll never have to worry about hidden fees or upfront costs with CreditNerds®. We believe in complete transparency, and you'll only pay for successful item deletions.
  • Personalized Service: Your financial situation is unique, and so is our approach at CreditNerds®. We tailor our solutions to your specific needs, ensuring a customized path to success.

Tired of all those bill collectors calling?!

We understand how relentless and stressful those collection calls can be. At CreditNerds®, we've got your back. Our team of experts specializes in negotiating with creditors and collection agencies and we'll work tirelessly to put an end to those harassing calls and help you regain control of your financial peace. Say goodbye to the constant interruptions and hello to a peaceful future. Let CreditNerds® take the burden off your shoulders, so you can focus on what truly matters in life.

A cartoon image of a person who provides credit repair services holding a phone.

It's our job...

At CreditNerds®, we are not just your average credit repair team; we are your dedicated allies in the fight for financial freedom. Our seasoned experts specialize in tackling a wide range of credit challenges, from erroneous late payments to stubborn collections and everything in between. With a proven track record of success, a commitment to transparency, and a passion for helping our clients, we're your trusted partner on the path to credit recovery. We've got the experience, the knowledge, and the determination to turn your credit profile around and pave the way for a brighter financial future. When you choose CreditNerds®, you're choosing a team that's genuinely invested in your success.

A cartoon image of three business style characters who provide credit repair services..

And... We have a blog!

A semi-realistic cartoony illustration of a person wearing glasses negotiating credit card debt settlement over the phone. They are seated at a desk with a calm and confident expression, holding a phone in one hand and a notebook in the other. The background depicts a simple home office setup with a plant, stack of papers, and a laptop, creating an approachable and empowering atmosphere.

If you're overwhelmed by credit card debt, settling your debt might be a way to regain financial stability. The good news is, you don’t need a debt settlement company to do it for you. How to negotiate credit card debt settlement yourself? With the right preparation and approach, you can work directly with creditors to …

A semi-realistic, 2D cartoon-style image of a concerned character with glasses looking at a laptop screen showing a declining credit score graph. The character has a puzzled expression, surrounded by icons like a credit card, dollar signs, and a warning symbol, representing possible reasons for a credit score drop. The background includes subtle financial elements such as documents and question marks, using flat colors and minimal shading to maintain a clean, approachable design.

A sudden drop in your credit score can be alarming, especially if you're unsure why it happened. The key to addressing this issue is understanding the factors that influence your score. Payment history, credit utilization, and the length of your credit history are among the most critical elements. Other factors, such as incorrect information on …

A semi-realistic, 2D cartoon-style image of a thoughtful character with glasses holding a document labeled 'Salvage Title' while standing next to a car with visible repair signs or a dent. Surrounding the character are icons representing decision-making, such as a question mark, a checkmark, and dollar signs. The background includes elements like a clipboard and car repair tools, using flat colors and minimal shading to create an approachable and informative design.

If you’re shopping for a used car, you might encounter vehicles with salvage titles. These cars, often sold at steep discounts, have been declared total losses by insurance companies due to damage. While the low price can be tempting, buying a salvage title car carries risks and requires careful consideration. Should I buy a car …

A semi-realistic, 2D cartoon-style image of a friendly character with glasses looking at a laptop screen displaying a credit score chart. The character sits at a desk surrounded by icons like a credit card, dollar signs, and a magnifying glass, symbolizing financial tools for checking credit scores. The background features subtle decor like a clock, bookshelf, and a plant, using flat colors and minimal shading for a clean and approachable design.

Regularly monitoring your credit score is essential for maintaining financial health. A good credit score can unlock lower financing rates, better insurance premiums, and even improve your chances of securing an apartment or job. Let’s explore the steps to check your credit score and understand its importance. Why Is Checking Your Credit Score Important? Your …

A semi-realistic, 2D cartoon-style image of a thoughtful character with glasses holding a document labeled 'Bankruptcy Rules' while looking at a calendar with multiple marked dates. Surrounding the character are icons such as a gavel, dollar signs, and paperwork, symbolizing legal and financial aspects of bankruptcy filing. The background includes subtle elements like question marks and filing symbols, using flat colors and minimal shading to create a clean, approachable, and informative design.

Filing for bankruptcy can be a lifeline during financial hardship, but it’s not a decision to take lightly. A common question for those who’ve already been through it is: How many times can you file bankruptcy? While there’s no strict limit, specific waiting periods apply before you can file again and receive a discharge of …

A semi-realistic, 2D cartoon-style image of a friendly character with glasses holding a document labeled 'Used Car Payment 2024.' The character stands beside a simple illustration of a car, surrounded by icons such as dollar signs, a calculator, and calendar pages, symbolizing monthly payments. The background includes financial elements like charts, using flat colors and minimal shading to convey the concept of average used car payments in a clear and approachable way.

If you're considering a used car purchase, you might wonder about the average financing costs. Many buyers choose to finance, as approximately 42% of used car sales involve an auto loan. The average used car payment in 2024 is currently $525, which is over $100 lower than the average new car payment. Here’s a breakdown …

A semi-realistic, 2D cartoon-style image of a concerned character with glasses holding a document labeled 'Bankruptcy Costs' with a thoughtful expression. The character is surrounded by financial icons such as dollar signs, a calculator, and court symbols, symbolizing the expenses associated with filing for bankruptcy. The background includes elements like paperwork stacks and a question mark, using flat colors and minimal shading to keep the image approachable and easy to understand.

Filing for bankruptcy is a significant financial decision, often considered a last resort when debt becomes unmanageable. But how much does it cost to file bankruptcy? The expenses can vary based on factors like the type of bankruptcy, the complexity of your case, and whether you hire an attorney. Here’s a breakdown of the typical …

A semi-realistic, 2D cartoon-style image of a friendly character with glasses holding a checklist labeled 'Pay Off Holiday Debt' with a confident expression. Surrounding them are holiday-themed icons like gift boxes, a credit card, a piggy bank, and dollar signs, symbolizing strategies for managing and paying off holiday expenses. The background includes elements like a calendar and checklist items, using flat colors and minimal shading for an approachable and easy-to-follow design.

The holiday season often brings joy and celebration, but it can also leave us with a financial hangover. Between gifts, parties, and travel expenses, many people find themselves facing holiday debt in the new year. If this sounds familiar, you’re not alone. However, with a proactive approach, you can learn how to pay off holiday …

A semi-realistic, 2D cartoon-style image of a concerned character with glasses holding a document labeled 'Social Security' and looking thoughtful. Surrounding icons, such as a padlock, shield, warning symbol, and question marks, represent identity protection and steps to take if a Social Security number is stolen. The design uses flat colors and minimal shading, creating an approachable and informative visual on identity theft.

Identity theft can happen to anyone, and your Social Security number (SSN) is a prime target for scammers. When your SSN is stolen, acting quickly can protect your financial health. Start by reporting the theft and take steps to prevent further damage. Here’s a comprehensive guide to recovering from identity theft and keeping your information …

Whatcha waitin' for?

Procrastination won't make those negative items magically disappear from your credit report. Instead of waiting for a miracle, empower yourself with the knowledge that you can make a change. At CreditNerds®, we're here to help you every step of the way, but the first and most crucial step begins with you. Take charge of your financial future by reaching out to us today. Let's work together to transform your credit and open doors to new opportunities. Don't wait any longer; your journey to better credit starts now.