When purchasing a vehicle, the loan term plays a crucial role in determining both your monthly payments and the overall cost of the car. What’s the average length of a car loan? For new vehicles, the average car loan term is around 68.48 months, while for used vehicles, it is about 67.41 months, which equates …
How Does It Work?
1
1st We Talk
We start with a free no-obligation call to make sure we are the right fit for your needs.
2
We Make A List
During our call, we let you know what we feel we will be able to do for you.
3
We Get To Work
All our services are done BEFORE you pay so there is no risk to you or your wallet.
4
THEN... You Pay.
It is only after our results have been obtained that you would have any fees due.
Secure, Convenient Service You Can Actually Rely On
Too many companies make tons of promises but can't deliver when it really matters. They guarantee the world but won't even answer the phone. With CreditNerds®, you get top notch support from a team of REAL people who want to see you succeed.
Keep more money in your own pocket!
At CreditNerds®, we believe in your financial success as much as you do. That's why we've revolutionized the credit repair industry by offering a payment structure that's truly customer-centric. With us, you only pay when we succeed in removing negative items from your credit report. Your satisfaction is our priority, and we're committed to delivering tangible results.
Credit Repair & Funding
Why Choose CreditNerds®?
We get it... you have a thousand options when it comes to credit repair and business funding services... why choose us?
Tired of all those bill collectors calling?!
We understand how relentless and stressful those collection calls can be. At CreditNerds®, we've got your back. Our team of experts specializes in negotiating with creditors and collection agencies and we'll work tirelessly to put an end to those harassing calls and help you regain control of your financial peace. Say goodbye to the constant interruptions and hello to a peaceful future. Let CreditNerds® take the burden off your shoulders, so you can focus on what truly matters in life.
Let's be honest
What types of items can ACTUALLY be deleted?
It's our job...
At CreditNerds®, we are not just your average credit repair team; we are your dedicated allies in the fight for financial freedom. Our seasoned experts specialize in tackling a wide range of credit challenges, from erroneous late payments to stubborn collections and everything in between. With a proven track record of success, a commitment to transparency, and a passion for helping our clients, we're your trusted partner on the path to credit recovery. We've got the experience, the knowledge, and the determination to turn your credit profile around and pave the way for a brighter financial future. When you choose CreditNerds®, you're choosing a team that's genuinely invested in your success.
And... We have a blog!
Home Equity Loan vs. HELOC: What’s the Difference? Owning a home gives you the opportunity to access cash through your home’s equity. Two of the most popular ways to do this are through a home equity loan or a home equity line of credit (HELOC). But how do you decide which is best for your …
If you've noticed your mortgage payment suddenly increase, the reason could be tied to your escrow account. Many homeowners wonder why this happens, and in most cases, it’s due to changes in property taxes, insurance premiums, or escrow shortages. Understanding how escrow works can help you navigate these changes and manage your payments more effectively. …
Whether you’re buying a new or used car, you’ll need auto insurance before hitting the road. Insurance premiums depend on several factors, including your age, location, driving record, and the car itself. One common question is, is insurance cheaper for used vehicles? In many cases, it is, but there are exceptions. Let’s explore why insuring …
Insurance fraud occurs when individuals or businesses manipulate or falsify information to obtain financial gain from insurance companies. The FBI estimates that insurance fraud (excluding health insurance) costs around $40 billion annually. As a result, the average U.S. family ends up paying between $400 and $700 more each year in premiums. What Is Insurance Fraud? …
Just like individuals, businesses have credit scores that reflect how they handle debt. A strong business credit score can open doors to new financial opportunities, helping your business grow and succeed. But how do I build business credit? Here’s a step-by-step guide to help you get started. What Is Business Credit? Business credit is a …
Buying a house is a big milestone, especially if it's your first time. Before you begin house hunting, it’s smart to get prequalified for a mortgage. Prequalification gives you an estimate of what you can afford and helps you plan your homebuying journey. Mortgage Prequalification vs. Preapproval You may have heard the terms prequalification and …
Good Debt vs. Bad Debt: What’s the Difference? Debt is often viewed negatively, but not all debt is necessarily bad. In fact, some debts can actually help you achieve financial goals. The key is understanding the nuances of good debt vs. bad debt: what’s the difference? Knowing when to borrow and when to avoid debt …
As the holiday season approaches, many of us feel the pressure to stretch our budgets to cover gifts and celebrations. But bringing in some extra income ahead of time can help you stay on top of your spending without taking on unnecessary debt. There are plenty of side hustles that fit various interests and skills, …