A cartoon image of three business style characters who provide credit repair services..

Personal & Business Funding Services

Personal & Business Funding Services

Whether you need funding to start or grow a business, get education or coaching, or do your first real estate deal, you can rest assured knowing that CreditNerds® is here to help you every step of the way!
And the best part... You pay ONLY for results!

How Does It Work?



We start by doing a full credit assessment to find out what we are working with… Don’t let this scare you away. With tons of lenders and programs, there is almost always an option for funding.


Next, we actually go over all the options to make sure that we have the BEST chance at getting you funded. We may ask some weird questions (are you a plumber?) but we assure you that there is a method to the madness.


At this point, we have discussed your options, gone over any possible fees, and informed you of any obstacles we could face. Finally, we work with over 250 different lenders to find you the money!

We Aren't Just Guessing...

Our proprietary FUNDS® system uses a mathematical algorithm to give a percentage likelihood of approval down to 1/100th of a percent with over 270 different lenders. If there is money to be found… we will find it.

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Credit Repair & Funding

Why Choose CreditNerds®?

We get it... you have a thousand options when it comes to credit repair and business funding services... why choose us?

  • Protect Your Credit Many funding companies will not be honest about the fact that you could see some negative impact to your credit report during the funding process. Not only will we be honest, we will go over how we limit that impact with our proprietary funding system.
  • Maximize Funding Think about it… We're only paid if we're are able to get you access to funding. That means, as long as it is legal, moral, and ethical, we will stop at nothing to get you the funding you need to reach your goals.
  • Reach Your Goals Our program helps fund an average of $1,000,000 each month to people just like you. People looking to improve their lives by learning to invest, to create more options to buy properties or assets, or just starting their own new business. Thousands of people that knew that sometimes, taking a chance is all it takes to make a better life.

What is

What is FUNDS?

The FUNDS® system stands for Funding Underwriting Notification and Decisioning System. It is our proprietary software that tracks the lending trends of over 100 different lenders… But that’s not all it can do. It’s also the system that allows you access to our funding coaches, safe and secure log in, and a fast and easy way to stay informed about your approvals.

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It's our job...

At CreditNerds®, we are not just your average credit repair team; we are your dedicated allies in the fight for financial freedom. Our seasoned experts specialize in tackling a wide range of credit challenges, from erroneous late payments to stubborn collections and everything in between. With a proven track record of success, a commitment to transparency, and a passion for helping our clients, we're your trusted partner on the path to credit recovery. We've got the experience, the knowledge, and the determination to turn your credit profile around and pave the way for a brighter financial future. When you choose CreditNerds®, you're choosing a team that's genuinely invested in your success.

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And... We have a blog!

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Balance transfer credit cards are financial tools that offer promotional interest rates on transferred balances. These cards, which can vary in type from rewards to travel or low-interest cards, often entice new cardholders with perks for transferring balances. How Do Balance Transfers Work? When you perform a balance transfer, you essentially use one credit card …

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Bankruptcy can be a lifeline for those drowning in debt, yet it carries significant implications that extend far beyond financial relief. Let's explore the intricacies of bankruptcy, its repercussions, and how to navigate its aftermath effectively. Understanding Bankruptcy: How Does It Work? Bankruptcy serves as a legal mechanism to shield individuals from insurmountable debt, overseen …

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Curious about the age at which you can get your hands on a credit card? Let's delve into the details: Minimum Age for a Credit Card: In most states, you need to reach the age of 18. However, if you reside in Alabama or Nebraska, you must be 19, while Puerto Rico mandates a minimum …

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Let's delve into the Small Business Indices, essential tools offering insights into small business lending, delinquency, and default data. Updated monthly, these indices shed light on commercial credit trends across industries and regions. Who Benefits from the Small Business Lending Index? The Small Business Lending Index caters to economists, policymakers, lenders, equity hedge funds, and …

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Understanding auto loan delinquencies is crucial for lenders in today's car market. We talked to Tom Aliff, a Risk Advisor Leader, to learn more about what's causing delinquencies and what it means for the industry. Looking at Affordability and Delinquency Affordability is how well someone can manage their money, including paying back loans. Aliff says …

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Inflation is affecting households across the board. In a recent podcast, Jeff Richardson, from VantageScore®, talked about how delinquencies are going up due to inflation. Understanding Economic Challenges Inflation is making it tough for everyone. Richardson said people with lower incomes and younger borrowers are having a harder time paying their bills. Rise in Delinquencies: …

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Maintaining a healthy credit score is crucial for securing favorable terms on loans, mortgages, and credit cards. While improving your credit score is a significant achievement, it's equally important to sustain these improvements over time. Here are some effective strategies to ensure long-term credit health and financial well-being. Automate Bill Payments Setting up automatic bill …

Whatcha waitin' for?

It takes only few minutes to register for a funding assessment and be on your way to more access to capital. And best of all… it’s FREE! Our company is a leading provider of technology based funding services backed by industry leading technology and security. Our clients range from college students to wealthy seasoned investors. No matter who you are, where are you from, or what your budget is, we have funding solutions to fit the needs of your growing company or your growing family. The assessment is free and you only pay for success… You can’t go wrong.