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Personal & Business Funding Services

Personal & Business Funding Services

Whether you need funding to start or grow a business, get education or coaching, or do your first real estate deal, you can rest assured knowing that CreditNerds® is here to help you every step of the way!
And the best part... You pay ONLY for results!

How Does It Work?

1

Look

We start by doing a full credit assessment to find out what we are working with… Don’t let this scare you away. With tons of lenders and programs, there is almost always an option for funding.
2

Talk

Next, we actually go over all the options to make sure that we have the BEST chance at getting you funded. We may ask some weird questions (are you a plumber?) but we assure you that there is a method to the madness.
3

Fund

At this point, we have discussed your options, gone over any possible fees, and informed you of any obstacles we could face. Finally, we work with over 250 different lenders to find you the money!

We Aren't Just Guessing...

Our proprietary FUNDS® system uses a mathematical algorithm to give a percentage likelihood of approval down to 1/100th of a percent with over 270 different lenders. If there is money to be found… we will find it.

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Credit Repair & Funding

Why Choose CreditNerds®?

We get it... you have a thousand options when it comes to credit repair and business funding services... why choose us?

  • Protect Your Credit Many funding companies will not be honest about the fact that you could see some negative impact to your credit report during the funding process. Not only will we be honest, we will go over how we limit that impact with our proprietary funding system.
  • Maximize Funding Think about it… We're only paid if we're are able to get you access to funding. That means, as long as it is legal, moral, and ethical, we will stop at nothing to get you the funding you need to reach your goals.
  • Reach Your Goals Our program helps fund an average of $1,000,000 each month to people just like you. People looking to improve their lives by learning to invest, to create more options to buy properties or assets, or just starting their own new business. Thousands of people that knew that sometimes, taking a chance is all it takes to make a better life.

What is
FUNDS?

What is FUNDS?

The FUNDS® system stands for Funding Underwriting Notification and Decisioning System. It is our proprietary software that tracks the lending trends of over 100 different lenders… But that’s not all it can do. It’s also the system that allows you access to our funding coaches, safe and secure log in, and a fast and easy way to stay informed about your approvals.

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It's our job...

At CreditNerds®, we are not just your average credit repair team; we are your dedicated allies in the fight for financial freedom. Our seasoned experts specialize in tackling a wide range of credit challenges, from erroneous late payments to stubborn collections and everything in between. With a proven track record of success, a commitment to transparency, and a passion for helping our clients, we're your trusted partner on the path to credit recovery. We've got the experience, the knowledge, and the determination to turn your credit profile around and pave the way for a brighter financial future. When you choose CreditNerds®, you're choosing a team that's genuinely invested in your success.

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And... We have a blog!

A realistic cartoon-style illustration for a blog post titled 'The Impact of Credit Inquiries on Your Score.' The central character is an African American person with dark skin, curly hair, and glasses, wearing a green shirt and jeans. They are carefully examining a credit report with a magnifying glass. In the background, a large credit score gauge with a fluctuating needle is prominent, surrounded by icons representing different types of credit inquiries: a house, a car, and a credit card. The scene is enriched with abstract patterns in blue and green, adding vibrancy. The character's expression shows a thoughtful mix of curiosity and concern, emphasizing the importance of understanding credit inquiries.

Credit inquiries play a significant role in your financial health. They occur whenever a request is made to review your credit report, and they can influence your credit score in various ways. Understanding the impact of credit inquiries on your score is essential for effective credit management. In this guide, we'll explore the differences between …

A vibrant, realistic illustration celebrating Juneteenth and financial equality. The central character is an African American person with dark skin, curly hair, and glasses, wearing a blue shirt and black pants. They stand confidently with a bright smile. The background is adorned with colorful abstract patterns in shades of green, yellow, and red, incorporating subtle symbols of financial equality like a balance scale and a piggy bank. The overall atmosphere is hopeful and empowering, reflecting the themes of freedom, progress, and financial empowerment associated with Juneteenth.

Juneteenth: A Reflection on Financial Liberation and Equality As we commemorate Juneteenth, the day marking the emancipation of the last enslaved African Americans in the United States on June 19, 1865, it’s crucial to explore its significance beyond its historical context. While Juneteenth is a celebration of freedom and resilience, it’s also an opportunity to …

A semi-realistic cartoon of a character with glasses, standing next to a car and looking puzzled. The character holds a car key in one hand and a document labeled 'Return Policy' in the other. In the background, a car dealership building with a prominent 'Returns' sign is visible. The image has warm, inviting tones, perfect for illustrating the topic 'Can You Return a Car You Just Bought?'

Buying a car is an exhilarating experience, but sometimes, the excitement quickly fades. You might find yourself questioning your decision and wondering, can you return a car you just bought? Generally, the answer is no, but there are specific situations where returning a car might be possible. Understanding these scenarios and knowing your options can …

A semi-realistic cartoony style image of a person wearing glasses, looking worried while holding a credit card statement with increasingly larger numbers. Surrounding the character are symbolic snowballs growing in size, representing the accumulating interest on the credit card balance. The background shows a simple living room setting with a couch, coffee table, and plants, adding a relatable context. Bright and engaging colors make the image visually appealing.

Credit cards provide a convenient way to manage expenses, whether you're covering daily purchases, emergencies, or significant expenditures. However, understanding how interest charges accumulate is crucial, especially when you don’t pay off your entire balance each month. In this post, we’ll explore how interest on credit card balances works and why carrying a balance can …

A semi-realistic cartoony style image of a person wearing glasses, looking at a calendar with important dates circled. The character is holding a document labeled 'Grace Period' and seems thoughtful, indicating they are considering the time allowed for payment. The background includes subtle office elements like a desk, computer, and bookshelf, with bright and engaging colors making the image visually appealing.

A grace period allows you to avoid interest or fees on borrowed money for a specified time. Grace periods differ by lender and loan type, but understanding them can save you money. Here’s what you need to know about periods. How Does a Grace Period Work? Lenders often provide grace periods, although they are not …

A semi-realistic cartoon-style illustration for a blog post titled 'How Life Events Affect Your Credit.' The central character is an African American person with dark skin, curly hair, and glasses, wearing casual clothing. They stand thoughtfully at a crossroads with multiple paths behind them, each marked by icons: a graduation cap for education, a house for home buying, a wedding ring for marriage, and a stork for parenthood. The background includes colorful abstract patterns and financial symbols like a credit score gauge and dollar signs, representing the impact of these life events on credit. The overall atmosphere is reflective and informative.

Life is full of unexpected twists and turns. While some events bring joy and celebration, others can lead to significant financial stress. Major life events such as divorce or medical issues can have profound impacts on your credit score. Understanding how these events affect your credit and learning strategies to manage your credit during these …

A semi-realistic cartoony image of a worried character wearing glasses, looking at their credit card with a shocked expression. The background includes subtle hints of hacking elements like binary codes and warning symbols. The character is in a home setting with a laptop open on a desk, displaying a warning message on the screen, reflecting the theme of credit card hacking.

11 Signs Your Credit Card Has Been Hacked Credit card fraud is prevalent. In 2023, it was the most common type of identity theft, according to the Federal Trade Commission (FTC). With so much information stored and transmitted digitally, your credit card information can be hacked and used without your card ever leaving your wallet. …

Cartoon-style image of a young man wearing glasses, standing in a park with American flags and memorial wreaths, smiling and holding a small American flag, with people in the background paying respects at a memorial.

As we celebrate Memorial Day, we take time to honor and remember the brave men and women who have made the ultimate sacrifice for our country. At Credit Nerds, we understand that the best way to honor their legacy is by supporting the veterans and families who continue to serve our nation in countless ways. …

A semi-realistic cartoon-style illustration of a thoughtful person with glasses sitting at a desk, looking at a computer screen displaying "Account Balances Impact Credit". The character is holding a financial statement and is surrounded by icons like credit scores, dollar signs, and bar graphs. The character is dressed in casual clothes, appearing focused and contemplative. The background shows a home office setting with a bulletin board and a window displaying a neutral sky, emphasizing the importance of managing finances.

Understanding how your account balances affect your credit is crucial in managing your financial health. This article explores the dynamics between your balances and credit scores, detailing strategies for optimal management. The Influence of Account Balances on Credit Scores Account balances directly impact your credit if they are reported to credit bureaus. The way these …

Whatcha waitin' for?

It takes only few minutes to register for a funding assessment and be on your way to more access to capital. And best of all… it’s FREE! Our company is a leading provider of technology based funding services backed by industry leading technology and security. Our clients range from college students to wealthy seasoned investors. No matter who you are, where are you from, or what your budget is, we have funding solutions to fit the needs of your growing company or your growing family. The assessment is free and you only pay for success… You can’t go wrong.