A cartoon style image of three characters. They are wearing construction hats and holding power tools. They are working on repairing Credit.

Credit Repair

Credit Repair

We get it... Your credit could use some work. Well, we have the tools to get it done and you can rest assured knowing that CreditNerds® is here to help you every step of the way!
And the best part... You pay ONLY for results!
or… View Our Pricing Model

How Does It Work?

1st We Talk
We start with a free no-obligation call to make sure we are the right fit for your needs.
We Make A List
During our call, we let you know what we feel we will be able to do for you.
We Get To Work
All our services are done BEFORE you pay so there is no risk to you or your wallet.
THEN... You Pay.
It is only after our results have been obtained that you would have any fees due.

Secure, Convenient Service You Can Actually Rely On

Too many companies make tons of promises but can't deliver when it really matters. They guarantee the world but won't even answer the phone. With CreditNerds®, you get top notch support from a team of REAL people who want to see you succeed.

A cartoon image of a lady who provides credit repair services holding a lightbulb.

Keep more money in your own pocket!

At CreditNerds®, we believe in your financial success as much as you do. That's why we've revolutionized the credit repair industry by offering a payment structure that's truly customer-centric. With us, you only pay when we succeed in removing negative items from your credit report. Your satisfaction is our priority, and we're committed to delivering tangible results.

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Your Future Looks Bright…

Are you ready to take the first step towards financial freedom and business success? Schedule a free consultation with CreditNerds® today! Our experts at CreditNerds® will assess your unique situation, discuss your goals, and provide you with a clear roadmap to financial prosperity. Don't wait; your brighter financial future starts here with CreditNerds®.

Credit Repair & Funding

Why Choose CreditNerds®?

We get it... you have a thousand options when it comes to credit repair and business funding services... why choose us?

  • Results-Driven Approach: We don't just promise results; we deliver them. Our team of experienced CreditNerds® employs proven strategies to remove inaccuracies and improve your credit score.
  • Transparent and Fair Pricing: You'll never have to worry about hidden fees or upfront costs with CreditNerds®. We believe in complete transparency, and you'll only pay for successful item deletions.
  • Personalized Service: Your financial situation is unique, and so is our approach at CreditNerds®. We tailor our solutions to your specific needs, ensuring a customized path to success.

Tired of all those bill collectors calling?!

We understand how relentless and stressful those collection calls can be. At CreditNerds®, we've got your back. Our team of experts specializes in negotiating with creditors and collection agencies and we'll work tirelessly to put an end to those harassing calls and help you regain control of your financial peace. Say goodbye to the constant interruptions and hello to a peaceful future. Let CreditNerds® take the burden off your shoulders, so you can focus on what truly matters in life.

A cartoon image of a person who provides credit repair services holding a phone.

It's our job...

At CreditNerds®, we are not just your average credit repair team; we are your dedicated allies in the fight for financial freedom. Our seasoned experts specialize in tackling a wide range of credit challenges, from erroneous late payments to stubborn collections and everything in between. With a proven track record of success, a commitment to transparency, and a passion for helping our clients, we're your trusted partner on the path to credit recovery. We've got the experience, the knowledge, and the determination to turn your credit profile around and pave the way for a brighter financial future. When you choose CreditNerds®, you're choosing a team that's genuinely invested in your success.

A cartoon image of three business style characters who provide credit repair services..

And... We have a blog!

A semi-realistic cartoon-style illustration of a parent with glasses sitting at a home office desk, teaching their young child about saving money. The parent shows the child a piggy bank and a colorful chart labeled "College Savings Plan." Surrounding them are educational books, a calculator, and a laptop open to a financial planning website. The child appears curious and excited. The parent is dressed in a comfortable sweater, and the child wears playful casual clothes. The background shows a cozy room with a window overlooking a garden, symbolizing a secure and bright future.

As a parent, investing in your child's education is one of the most significant financial commitments you'll make. While financial aid can provide valuable assistance, it may not always cover the full cost of college. In this comprehensive guide, we'll explore a range of saving strategies to help you bridge the gap and ensure your …

A semi-realistic cartoon-style illustration of a thoughtful student with glasses sitting at a desk filled with books, a laptop, and a piggy bank. The student is jotting down notes from a book titled "College Cost Strategies." Surrounding the student are symbols like dollar signs, a graduation cap, and scholarship certificates, indicating various funding options. The character is dressed casually in a sweater and jeans, in a warm, inviting study room with a bookshelf and a window showing a sunny day, symbolizing optimism and a bright future.

Navigating the financial landscape of college expenses can be challenging, especially when financial aid isn't enough. In this comprehensive guide, we'll delve into various strategies to help you bridge the gap and manage the costs of higher education effectively. Understanding the Financial ChallengeTransition: Despite the availability of financial aid, many students find themselves facing a …

A semi-realistic cartoon-style illustration of a concerned young adult with glasses sitting at a computer desk. The computer screen shows an alert symbol and the words "Identity Theft Detected!" The character, dressed in casual office attire, appears worried yet determined, holding a phone and ready to make a call. On the desk are notes and a guide titled "How to Report Identity Theft." The background is a soft gradient from warm orange to cream, creating a sense of urgency and focus.

Reporting identity theft effectively is crucial for halting fraudsters and recovering your stolen identity. While you cannot retrieve your compromised personal information, you can secure your accounts and limit fraudulent use of your details. Immediate Steps to Take 1. Report the Fraud to Your Creditors Act quickly if you discover unauthorized activities on your credit …

A colorful, semi-realistic cartoon depiction of a young adult with glasses, sitting at a desk filled with symbols of loan collateral such as a miniature car, house model, and jewelry. The person is looking at a laptop showing graphs and the phrase 'Understanding Collateral', surrounded by various financial documents, a calculator, and a cup of coffee. The scene includes a bookshelf with finance books and a large window that reveals a sprawling city skyline.

Collateral is anything you use to secure a loan, serving as a lender's safety net. If you fail to repay, the lender can seize the collateral to recoup losses. This asset can be physical, like a car, or financial, like cash in a bank account. Often, the item you're financing is the collateral itself. For …

An images about tax lien management for better credit. It features a financial advisor character with glasses, working at a desk surrounded by relevant documents and displays, set in an organized office space. This semi-realistic cartoon style effectively conveys the theme of diligent financial management.

Tax liens can have significant implications for your credit health. In this guide, we'll explore strategies for handling tax liens and mitigating their impact on your credit score. Understanding Tax Liens Let's start by understanding what tax liens are and how they affect your credit. Tax liens are legal claims by government entities against your …

Safeguarding yourself from credit repair scams is vital for financial security. In this guide, we'll uncover warning signs and red flags to help you avoid falling victim to fraudulent schemes. Understanding Credit Repair Scams Let's begin by understanding the nature of credit repair scams. Credit repair scams involve dishonest companies or individuals promising to improve …

A western cartoon-style illustration of a young adult with glasses, showing a disappointed and confused expression while looking at a credit card that reads "No Rewards!" in a comic bubble. The character is dressed in a trendy outfit with a T-shirt, jeans, and sneakers, holding a shopping bag and a receipt. Whimsical symbols like a crossed-out star, dollar signs, and question marks float around the character. The background is a soft, pastel gradient from light blue to pale pink.

Using a rewards credit card is a savvy way to maximize the value of your purchases. However, not all transactions will earn you cash back, rewards points, or miles. Let's dive into the types of purchases that won't net you any rewards. 1. Cash Advances Taking a cash advance means borrowing against your credit limit …

A semi-realistic cartoon-style illustration of a concerned person with glasses, sitting at a desk cluttered with documents labeled "Bankruptcy" and a checklist titled "8 Things to Consider." The character is holding their head in one hand, looking stressed and deep in thought. Around them are icons like a calculator, a clock, dollar signs, and question marks, symbolizing financial considerations and urgency. The character is dressed in casual clothes, creating a relatable and personal touch. The background shows a simple home office with shelves and a window displaying an overcast sky, emphasizing a serious mood.

Dealing with overwhelming debt can lead many to consider bankruptcy, a legal process that offers relief but also comes with significant repercussions. It's crucial to carefully weigh these eight key factors before deciding whether bankruptcy is the right path for you: 1. Exhausting Alternatives: Exploring All Options Before filing for bankruptcy, exhaust all possible alternatives. …

A semi-realistic cartoon-style illustration of a thoughtful businessperson with glasses, holding two large cards. One card is labeled "Benefits" with icons like rewards and cash back, and the other is labeled "Drawbacks" with icons like high interest and fees. The businessperson is standing at a desk with a laptop and financial documents, dressed in business casual attire. The background shows a modern office setting with a cityscape view from the window, symbolizing a professional environment.

Running a business requires careful financial management, and one tool that many entrepreneurs turn to is the business credit card. These cards offer a range of benefits, but they also come with their own set of drawbacks. Let's take a closer look at the pros and cons of using business credit cards to finance your …

Whatcha waitin' for?

Procrastination won't make those negative items magically disappear from your credit report. Instead of waiting for a miracle, empower yourself with the knowledge that you can make a change. At CreditNerds®, we're here to help you every step of the way, but the first and most crucial step begins with you. Take charge of your financial future by reaching out to us today. Let's work together to transform your credit and open doors to new opportunities. Don't wait any longer; your journey to better credit starts now.