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Author: Eric Counts

Eric Counts

Eric Counts

Eric Counts is the visionary entrepreneur behind CreditNerds.com, a leading name in the credit repair and business funding industry. With a passion for financial empowerment and a commitment to helping individuals and businesses achieve their financial goals, Eric has built CreditNerds.com into a trusted resource for credit repair and funding solutions.
A semi-realistic cartoony image of a person with short brown hair and glasses, looking at a credit report on a computer screen with a concerned expression. The screen displays a red warning sign with the word 'Delinquency' highlighted. The desk is cluttered with bills, a calculator, and a notepad, and the background features a bookshelf, a clock on the wall, and a small plant, creating a home office setting.

Wondering, "What is a delinquency on a credit report?" A delinquency occurs when you fail to pay at …