Collateral is anything you use to secure a loan, serving as a lender's safety net. If you fail to repay, the lender can seize the collateral to recoup losses. This asset can be physical, like a car, or financial, like cash in a bank account. Often, the item you're financing is the collateral itself. For …
Personal & Business Funding Services
Personal & Business Funding Services
And the best part... You pay ONLY for results!
How Does It Work?
1
Look
2
Talk
3
Fund
We Aren't Just Guessing...
Our proprietary FUNDS® system uses a mathematical algorithm to give a percentage likelihood of approval down to 1/100th of a percent with over 270 different lenders. If there is money to be found… we will find it.
Why Choose CreditNerds®?
We get it... you have a thousand options when it comes to credit repair and business funding services... why choose us?
- Protect Your Credit Many funding companies will not be honest about the fact that you could see some negative impact to your credit report during the funding process. Not only will we be honest, we will go over how we limit that impact with our proprietary funding system.
- Maximize Funding Think about it… We're only paid if we're are able to get you access to funding. That means, as long as it is legal, moral, and ethical, we will stop at nothing to get you the funding you need to reach your goals.
- Reach Your Goals Our program helps fund an average of $1,000,000 each month to people just like you. People looking to improve their lives by learning to invest, to create more options to buy properties or assets, or just starting their own new business. Thousands of people that knew that sometimes, taking a chance is all it takes to make a better life.
What is
FUNDS?
What is FUNDS?
The FUNDS® system stands for Funding Underwriting Notification and Decisioning System. It is our proprietary software that tracks the lending trends of over 100 different lenders… But that’s not all it can do. It’s also the system that allows you access to our funding coaches, safe and secure log in, and a fast and easy way to stay informed about your approvals.
What types of Funding are Actually Available?
It's our job...
At CreditNerds®, we are not just your average credit repair team; we are your dedicated allies in the fight for financial freedom. Our seasoned experts specialize in tackling a wide range of credit challenges, from erroneous late payments to stubborn collections and everything in between. With a proven track record of success, a commitment to transparency, and a passion for helping our clients, we're your trusted partner on the path to credit recovery. We've got the experience, the knowledge, and the determination to turn your credit profile around and pave the way for a brighter financial future. When you choose CreditNerds®, you're choosing a team that's genuinely invested in your success.
And... We have a blog!
Tax liens can have significant implications for your credit health. In this guide, we'll explore strategies for handling tax liens and mitigating their impact on your credit score. Understanding Tax Liens Let's start by understanding what tax liens are and how they affect your credit. Tax liens are legal claims by government entities against your …
Safeguarding yourself from credit repair scams is vital for financial security. In this guide, we'll uncover warning signs and red flags to help you avoid falling victim to fraudulent schemes. Understanding Credit Repair Scams Let's begin by understanding the nature of credit repair scams. Credit repair scams involve dishonest companies or individuals promising to improve …
In 2023, the average individual household debt balance reached $104,215, marking a slight increase from the previous year, as reported by Experian. This figure includes various types of personal debt such as mortgages, car loans, student loans, and credit cards. With potentially large sums of debt to manage, tracking who and what you owe can …
The national credit bureaus—Experian, TransUnion, and Equifax—each have unique processes and procedures. Understanding the best ways to contact them is crucial for accessing your credit information, protecting your credit reports from fraud and identity theft, and correcting any inaccuracies. Here is a comprehensive guide on how to reach each bureau for various needs. Contacting Experian …
Understanding credit score algorithms is crucial for managing your credit effectively. In this guide, we'll explore the factors that impact your credit score and how credit score algorithms work. What Are Credit Score Algorithms? Let's begin by defining credit score algorithms and their significance. Credit score algorithms are complex mathematical models used by credit bureaus …
Embarking on the journey of understanding credit utilization unveils its pivotal role in shaping your creditworthiness. In this comprehensive guide, we'll delve deep into the nuances of the relationship between credit utilization and your credit score, offering invaluable insights and actionable strategies. Understanding Credit Utilization To comprehend the impact of credit utilization, it's vital to …
In the complex world of credit, myths and misconceptions abound. These myths often lead to confusion and can hinder individuals from making informed financial decisions. In this post, we'll debunk some of the most common credit myths and shed light on the truth behind them. Understanding Credit Myth #1: Closing Old Accounts Improves Your Credit …
Building a robust credit profile goes beyond just paying bills on time. In this guide, we'll delve into the significance of credit diversity and its role in strengthening your creditworthiness. What is Credit Diversity? Let's start by defining credit diversity and its components. Credit diversity refers to the variety of credit accounts and types present …
Whatcha waitin' for?
It takes only few minutes to register for a funding assessment and be on your way to more access to capital. And best of all… it’s FREE! Our company is a leading provider of technology based funding services backed by industry leading technology and security. Our clients range from college students to wealthy seasoned investors. No matter who you are, where are you from, or what your budget is, we have funding solutions to fit the needs of your growing company or your growing family. The assessment is free and you only pay for success… You can’t go wrong.